Bell County property record for 407 Oak Dr, Troy, TX 76579 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2022 |
| Square Footage | 2,809 sqft Living Area |
| Garage | 690 sqft |
| Pool | In-Ground Pool |
| Occupancy | Owner Occupied |
| Tax Bill | $8,862.00 (2024) |
| Primary APN | 0936254169 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,809 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 690 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
| Pool Area | 1 sqft Pool |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 797500 |
|---|---|
| Street Address | 407 OAK DR |
| City | TROY |
| State | TX |
| Zip | 76579-2869 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK PHASE I, BLOCK 010, LOT 0008 |
| Legal Subdivision | TURTLE CREEK PHASE I |
| Legal Phase | 1 |
| Legal Block | 10 |
| Legal Lot Number | 8 |
| Jurisdiction | BELL TX |
| Minor Civil Division | EAST BELL |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 20101 |
Source: Bell County records · APN 0936254169
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 407 OAK DR, TROY, TX 76579-2869 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 02, 2026 | Vendor's Lien, Transfer · Veterans Administration Mortgage PRIMIS MORTGAGE CO |
| May 16, 2025 | Warranty Deed, Transfer |
| May 16, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| Mar 25, 2024 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 02, 2026 |
| Deed Sale | Feb 02, 2026 |
| Prior Sale | May 16, 2025 |
| Deed Doc Number | 2026004763 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Feb 02, 2026 |
| Property Address | 407 OAK DR, TROY, TX 76579-2869 |
| Document Number | 0000004763 |
| Instrument Date | Feb 02, 2026 |
| Instrument | 2026004763 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 OAK DR, TROY, TX 76579-2869 |
| Document Number | 0000004764 |
|---|---|
| Date | Feb 02, 2026 |
| Instrument | 2026004764 |
| Name | PRIMIS MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Special Notes | Lender is also the Seller |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | May 16, 2025 |
| Property Address | 407 OAK DR, TROY, TX 76579-2869 |
| Document Number | 0000023683 |
| Map Reference | PL 2019-41A&B |
| Instrument Date | May 13, 2025 |
| Instrument | 2025023683 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 407 OAK DR, TROY, TX 76579-2869 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | May 16, 2025 |
| Property Address | 407 OAK DR, TROY, TX 76579-2869 |
| Document Number | 0000023682 |
| Map Reference | PL 2019-41A&B |
| Instrument Date | May 02, 2025 |
| Instrument | 2025023682 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Mar 25, 2024 |
| Property Address | 407 OAK DR, TROY, TX 76579-2869 |
| Document Number | 0000012429 |
| Map Reference | DOC 2019-41A&B |
| Instrument Date | Mar 22, 2024 |
| Instrument | 2024012429 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 11, 2026 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 S WHEAT RD, BELTON, TX 76513-8220 |
| Name | Verified Name |
|---|---|
| Address | 407 OAK DR, TROY, TX 76579-2869 |
| Document Number | 0000012430 |
|---|---|
| Date | Mar 25, 2024 |
| Instrument | 2024012430 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Lender is also the Seller |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
Source: Bell County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Troy City |
| Unified School District | Troy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $632,200 (+135.52%) Land $95,000 Building $537,200 | $632,200 (+135.52%) Land $95,000 Building $537,200 | |
| 2024 | $8,862.00 (+96.76%) | ||
| 2023 | $4,504.00 (+261.48%) | $268,423 Land $64,000 Building $204,423 | $268,423 Land $64,000 Building $204,423 |
| 2022 | $1,246.00 |
407 Oak Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Bell County (48027C), updated September 15, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 38th percentile of exposed land nationally · 13th in Texas |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,041 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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