Kane County property record for 503 Miller Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,218 sqft · built 1948 |
| Lot Size | 0.124 acres (5,388 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $152,000 (Oct 2018) |
| Tax Bill | $5,606 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-278-008 |
| Primary APN | 06-22-278-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,218 sqft Living Area |
| Gross Area | 1,987 sqft |
| Basement Area | 769 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame |
| Lot Area | 5,388 sqft (0.124 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 503 MILLER DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET PARK LOT 27 BLOCK 4 |
| Legal Subdivision | SUNSET PARK |
| Legal Block | 4 |
| Legal Lot Number | 27 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 854900 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 503 MILLER DR, ELGIN, IL 60123-7232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK |
| Oct 1, 2018 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2018 · Amount on Record |
| Deed Sale | Oct 1, 2018 · Amount on Record |
| Prior Sale | Aug 10, 2007 · Amount on Record |
| Deed Document Number | 201847772 |
| Prior Transfer Date | Feb 18, 2002 |
| Prior Transfer Doc | 0000033417 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 16, 2026 |
| Property Address | 503 MILLER DR, ELGIN, IL 60123-7232 |
| Document Number | 0000024871 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202624871 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 503 MILLER DR, ELGIN, IL 60123-7232 |
| Document Number | 0000024871, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 202624871 |
| Name | ASSOCIATED BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 1, 2018 |
| Property Address | 503 MILLER DR, ELGIN, IL 60123-7232 |
| Document Number | 0000047772 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 47772 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $228.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 503 MILLER DR ELGIN IL 601237232, ELGIN, IL 60123-7232 |
| Document Number | 47773 |
|---|---|
| Date | Oct 1, 2018 |
| Instrument | 47773 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2048 |
| Rate | 4.99% |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,606.00 (+15.8%) Homeowner's exemption | $81,491 (+8.57%) Land $18,861 Building $62,630 | $244,571 (+8.57%) Land $56,606 Building $187,965 |
| 2024 | $75,058 (+21.39%) Land $17,372 Building $57,686 | $225,264 (+21.44%) Land $52,137 Building $173,127 | |
| 2022 | $4,841.00 (+4.74%) Homeowner's exemption | $61,830 (+6.96%) Land $14,310 Building $47,520 | $185,490 (+6.96%) Land $42,930 Building $142,560 |
| 2021 | $4,622.00 Homeowner's exemption | $57,807 Land $13,379 Building $44,428 | $173,421 Land $40,137 Building $133,284 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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