512 Miller Dr, Elgin, IL 60123 Property Records

Kane County property record for 512 Miller Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,514 sqft · built 1948
Lot Size0.25 acres (10,871 sqft)
OwnerIndividual Name on Record
Last Sale$142,000 (Sep 2008)
Tax Bill$6,507 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-22-277-004

Property Details

APN / Parcel Number

Primary APN06-22-277-004

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,514 sqft Living Area
Gross Area2,283 sqft
Basement Area769 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Construction TypeFrame
Foundation TypeRaised
Lot Area10,871 sqft (0.25 acres)
Lot Width50 ft Width
Garage TypeDetached
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address512 MILLER DR
CityELGIN
StateIL
Zip60123-7256
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET PARK LOT 4 BLOCK 2
Legal SubdivisionSUNSET PARK
Legal Block2
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3020
Census Tract854900

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address512 MILLER DR, ELGIN, IL 60123-7256
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2008 · Amount on Record
Deed SaleSep 2, 2008 · Amount on Record
Prior SaleMay 6, 2008
Deed Document Number200869034
Prior Transfer DateAug 23, 2006
Prior Transfer Doc0000101926
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address512 MILLER DR, ELGIN, IL 60123-7256
Transaction TypeMortgage
Record UpdatedOct 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076032
DateOct 7, 2021
Instrument2021K076032
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,507.00 (+15.82%) Homeowner's exemption$93,304 (+8.57%) Land $18,861 Building $74,443$280,024 (+8.57%) Land $56,606 Building $223,418
2024$85,939 (+21.39%) Land $17,372 Building $68,567$257,920 (+21.44%) Land $52,137 Building $205,783
2022$5,618.00 (+4.64%) Homeowner's exemption$70,793 (+6.96%) Land $14,310 Building $56,483$212,379 (+6.96%) Land $42,930 Building $169,449
2021$5,369.00 Homeowner's exemption$66,187 Land $13,379 Building $52,808$198,561 Land $40,137 Building $158,424

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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