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502 Miller Dr, Elgin, IL 60123 Property Records

Kane County property record for 502 Miller Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,562 sqft · built 1948
Lot Size0.202 acres (8,809 sqft)
Owner2 Individual Names on Record
Last Sale$216,000 (Aug 2021)
Tax Bill$6,505 (2025)
Deeds & MortgagesMay 2026 Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-22-277-001

Property Details

APN / Parcel Number

Primary APN06-22-277-001

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories5 Stories
Building Area1,562 sqft Living Area
Gross Area2,443 sqft
Basement Area881 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Construction TypeFrame
Foundation TypeRaised
Lot Area8,809 sqft (0.202 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address502 MILLER DR
CityELGIN
StateIL
Zip60123-7256
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET PARK LOT 1 BLOCK 2
Legal SubdivisionSUNSET PARK
Legal Block2
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3020
Census Tract854900

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address502 MILLER DR, ELGIN, IL 60123-7256
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
May 7, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
Aug 26, 2021Warranty Deed, Transfer · FHA Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2021 · Amount on Record
Deed SaleAug 26, 2021 · Amount on Record
Deed Document Number202165456
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateMay 7, 2026
Property Address502 MILLER DR, ELGIN, IL 60123-7256
Document Number0000018790
Instrument DateApr 27, 2026
Instrument202618790
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address502 MILLER DR, ELGIN, IL 60123-7256

Mortgage

Document Number0000018790,
DateMay 7, 2026
Instrument202618790
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term304 Months
DueSep 1, 2051
Interest
Rate6.38%
Max Rate-1%

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 26, 2021
Property Address502 MILLER DR, ELGIN, IL 60123-7256
Document Number0000065456
Instrument DateAug 19, 2021
Instrument2021K065456
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$216.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3010 RANGE RD, 3010, ELGIN, IL 60124-3843

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address502 MILLER DR, ELGIN, IL 60123-7256

Mortgage

Document Number0000065457
DateAug 26, 2021
Instrument2021K065457
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,505.00 (+4.33%) Homeowner's exemption$93,274 (+8.57%) Land $18,861 Building $74,413$279,934 (+8.57%) Land $56,606 Building $223,328
2024$6,235.00 (+11.02%)$85,911 (+21.39%) Land $17,372 Building $68,539$257,836 (+21.44%) Land $52,137 Building $205,699
2022$5,616.00 (-4.86%) Homeowner's exemption$70,770 (+6.96%) Land $14,310 Building $56,460$212,310 (+6.96%) Land $42,930 Building $169,380
2021$5,903.00$66,165 Land $13,379 Building $52,786$198,495 Land $40,137 Building $158,358

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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