Kane County property record for 486 Miller Dr, Elgin, IL 60123 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1948 |
| Square Footage | 1,596 sqft Living Area |
| Lot Size | 7,488 sqft (0.172 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $196,000 (2023) |
| Tax Bill | $6,219.00 (2025) |
Source: Kane County records · APN 06-22-276-030
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 5345, EVANSTON, IL 60204-5345 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 04, 2023 | Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA |
| May 04, 2022 | Deed of Trust, Mortgage · Commercial Mortgage NANCY XIONG |
| Apr 27, 2022 | Intrafamily Transfer, Transfer NATIONAL TITLE SOLUTIONS INC |
| Dec 19, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 04, 2023 · Amount on Record |
| Deed Sale | Oct 04, 2023 · Amount on Record |
| Deed Doc Number | 202334652 |
| Prior Transfer Date | Apr 04, 2022 |
| Prior Transfer Doc | 0000022787 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 04, 2023 |
| Property Address | 486 MILLER DR, ELGIN, IL 60123-7231 |
| Document Number | 0000034652 |
| Instrument Date | Sep 06, 2023 |
| Instrument | 2023K034652 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5345, EVANSTON, IL 60204-5345 |
| Document Number | 0000034653 |
|---|---|
| Date | Oct 04, 2023 |
| Instrument | 2023K034653 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Rate | 6.62% |
|---|
| Document Number | 0000034654 |
|---|---|
| Date | Oct 04, 2023 |
| Instrument | 2023K034654 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 486 MILLER DR, ELGIN, IL 60123-7231 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 99 BROOKSIDE DR, ELGIN, IL 60123-4825 |
| Document Number | 0000024109 |
|---|---|
| Date | May 04, 2022 |
| Instrument | 2022K024109 |
| Name | NANCY XIONG |
|---|---|
| Type | Private Party |
| Address | TRINITY, NC 27370 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 27, 2022 |
| Property Address | 486 MILLER DR, ELGIN, IL 60123-7231 |
| Document Number | 0000022787 |
| Instrument Date | Apr 04, 2022 |
| Instrument | 2022K022787 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | NATIONAL TITLE SOLUTIONS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 486 MILLER DR, ELGIN, IL 60123-7231 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 19, 2018 |
| Property Address | 486 MILLER DR, ELGIN, IL 60123-7231 |
| Document Number | 0000060748 |
| Instrument Date | Nov 23, 2018 |
| Instrument | 60748 |
| Transaction Type | Transfer |
| Record Updated | Jan 02, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 486 MILLER DR ELGIN IL 601237231, ELGIN, IL 60123-7231 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,219.00 (+24.16%) | $89,519 (+8.57%) Land $18,293 Building $71,226 | $268,664 (+8.57%) Land $54,901 Building $213,764 |
| 2024 | $82,453 (+21.39%) Land $16,849 Building $65,604 | $247,458 (+21.44%) Land $50,567 Building $196,891 | |
| 2022 | $5,009.00 (+6.94%) Homeowner's exemption | $67,922 (+6.96%) Land $13,880 Building $54,042 | $203,766 (+6.96%) Land $41,640 Building $162,126 |
| 2021 | $4,684.00 Homeowner's exemption | $63,502 Land $12,977 Building $50,525 | $190,506 Land $38,931 Building $151,575 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-22-276-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,596 sqft Living Area |
| Gross Area | 2,433 sqft Gross Area |
| Basement Area | 837 sqft Basement |
| Stories | 5 Stories |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame Construction |
| Lot Area | 7,488 sqft (0.172 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Street Address | 486 MILLER DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7231 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUNSET PARK LOT 30 BLOCK 1 |
| Legal Subdivision | SUNSET PARK |
| Legal Block | 1 |
| Legal Lot Number | 30 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 854900 |
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