490 Miller Dr, Elgin, IL 60123 Property Records

Kane County property record for 490 Miller Dr, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,469 sqft · built 1948
Lot Size	0.209 acres (9,091 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (May 2017)
Tax Bill	$6,250 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-22-276-031`

Property Details

APN / Parcel Number

Primary APN	`06-22-276-031`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	5 Stories
Building Area	1,469 sqft Living Area
Gross Area	2,306 sqft
Basement Area	837 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,091 sqft (0.209 acres)
Lot Width	68 ft Width
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	490 MILLER DR
City	ELGIN
State	IL
Zip	60123-7231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET PARK LOT 31 BLOCK 1
Legal Subdivision	SUNSET PARK
Legal Block	1
Legal Lot Number	31
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3012
Census Tract	854900

Owner

Source: Kane County records · APN 06-22-276-031

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	490 MILLER DR, ELGIN, IL 60123-7231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2017 · Amount on Record
Deed Sale	May 10, 2017 · Amount on Record
Prior Sale	Jul 29, 2016 · Amount on Record
Deed Document Number	201723925
Prior Transfer Date	Feb 06, 2012
Prior Transfer Doc	0000008404
Record Updated	Sep 20, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 10, 2017
Property Address	490 MILLER DR, ELGIN, IL 60123-7231
Document Number	0000023925
Map Reference	MB29 PG47
Instrument Date	May 05, 2017
Instrument	2017K023925
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$158.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	915 JAINT JOHN ST, ELGIN, IL 60120

Mortgage

Document Number	0000023926
Date	May 10, 2017
Instrument	2017K023926

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,250.00 (+15.83%) Homeowner's exemption
2024		$82,836 (+21.39%) Land $17,372 Building $65,464	$248,607 (+21.44%) Land $52,137 Building $196,471
2022	$5,396.00 (+4.65%) Homeowner's exemption	$68,237 (+6.96%) Land $14,310 Building $53,927	$204,711 (+6.96%) Land $42,930 Building $161,781
2021	$5,156.00 Homeowner's exemption	$63,797 Land $13,379 Building $50,418	$191,391 Land $40,137 Building $151,254

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 626 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.