503 Ebenezer Rd, Troy, TN 38260 Property Records

Obion County property record for 503 Ebenezer Rd, Troy, TN 38260

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,134 sqft · built 1975
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on Record
Last Sale$36,250 (Apr 2019)
Tax Bill$318 (2025)
Deeds & MortgagesMay 2023 Mortgage
Apr 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN066082 04805

Property Details

APN / Parcel Number

Primary APN066082 04805
Alternative APN
  • 082 04805

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,134 sqft Living Area
1st Floor Area1,134 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1982
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,731 sqft (0.43 acres)
Lot Depth200 ft Depth
TerrainRolling
Garage TypeCarport
Garage Area216 sqft
CarportCarport
Carport Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address503 EBENEZER RD
CityTROY
StateTN
Zip38260-3646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 6
Legal SubdivisionEBENEZER ROAD SUBDIVISION
JurisdictionOBION TN
Township / Civil Division6
Census Block Group1
Census Block1039
Census Tract965400

Owner

Source: Obion County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address916 CHURCH ST, TROY, TN 38260-5008
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2023Deed of Trust, Mortgage · Commercial Mortgage
THE CITIZENS BANK
Apr 28, 2022Deed of Trust, Mortgage · Commercial Mortgage
THE CITIZENS BANK
Dec 12, 2019Deed of Trust, Mortgage · Commercial Mortgage
SIMMONS BANK
May 10, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 29, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2019 · Amount on Record
Deed SaleApr 29, 2019 · Amount on Record
Prior SaleSep 9, 2005
Deed Document Number201957361
Deed Book / Page234 / 78
Prior Transfer DateApr 26, 2019
Prior Transfer Doc000234/603
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOBION TN
Property Address503 EBENEZER RD, TROY, TN 38260-3646
Transaction TypeMortgage
Record UpdatedJun 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address916 CHURCH ST, TROY, TN 38260-5008

Mortgage

Document Number0000355/48
DateMay 19, 2023
Book Page355/48
Instrument78366
Lender
NameTHE CITIZENS BANK
TypeBank
AddressUNION CITY, TN 38261
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOBION TN
Property Address503 EBENEZER RD, TROY, TN 38260-3646
Transaction TypeMortgage
Record UpdatedMay 12, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address916 CHURCH ST, TROY, TN 38260-5008

Mortgage

Document Number000321/174
DateApr 28, 2022
Book Page321/174
Instrument73250
Lender
NameTHE CITIZENS BANK
TypeBank
AddressUNION CITY, TN 38261
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term181 Months
DueMay 5, 2037

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOBION TN
Property Address503 EBENEZER RD, TROY, TN 38260-3646
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 EBENEZER RD, TROY, TN 38260-3646

Mortgage

Document Number0000060254
DateDec 12, 2019
Book Page0000000247/0000000152
Instrument60254
Lender
NameSIMMONS BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueJan 1, 2024

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOBION TN
Recording DateMay 10, 2019
Property Address503 EBENEZER RD, TROY, TN 38260-3646
Document Number0000057515
Book / Page000234 / 000603
Instrument DateApr 26, 2019
Instrument57515
Transaction TypeTransfer
Record UpdatedMay 28, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address744 BURRUS RD UNION CITY TN 382617308, UNION CITY, TN 38261-7308

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOBION TN
Recording DateApr 29, 2019
Property Address503 EBENEZER RD, TROY, TN 38260-3646
Document Number0000057361
Book / Page000234 / 000078
Instrument DateApr 25, 2019
Instrument57361
Transaction TypeTransfer
Record UpdatedMay 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$134.12
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address744 BURRUS RD UNION CITY TN 382617308, UNION CITY, TN 38261-7308

Tax Assessment & Valuation

Source: Obion County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyObion County
Unified School DistrictObion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$318.00 (+15.22%)$23,050 (-) Land $1,800 Building $21,250
2023$23,050 (+57.88%) Land $1,800 Building $21,250$92,200 (+57.88%) Land $7,200 Building $85,000
2022$14,600 Land $1,775 Building $12,825$58,400 Land $7,100 Building $51,300
2018$276.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELBRIDGE WATER ASSOCIATION
serves 3,239 people · EPA ID TN0000220
Water SourceGroundwater
Last State InspectionOct 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gibson Connect
Fiber
1,000 / 1,000

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