Obion County property record for 513 Ebenezer Rd, Troy, TN 38260
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,350 sqft · built 1970 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (May 2023) |
| Tax Bill | $442 (2025) |
| Deeds & Mortgages | May 2023 Mortgage May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 066082 04807 |
| Primary APN | 066082 04807 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| 1st Floor Area | 1,350 sqft |
| Basement Area | 216 sqft |
| Finished Basement | 216 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Utility Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 513 EBENEZER RD |
|---|---|
| City | TROY |
| State | TN |
| Zip | 38260-3646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EBENEZER RD 7 |
| Legal Subdivision | EBENEZER RD |
| Legal Lot Number | 7 |
| Jurisdiction | OBION TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 965400 |
Source: Obion County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 513 EBENEZER RD, TROY, TN 38260-3646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage COMMERCIAL BANK & TRUST COMPANY |
| May 10, 2023 | Warranty Deed, Transfer · USDA Mortgage SIMMONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2023 · Amount on Record |
| Deed Sale | May 10, 2023 · Amount on Record |
| Prior Sale | Jun 29, 2015 · Amount on Record |
| Deed Document Number | 78261 |
| Deed Book / Page | 354 / 205 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OBION TN |
| Property Address | 513 EBENEZER RD, TROY, TN 38260-3646 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 513 EBENEZER RD, TROY, TN 38260-3646 |
| Document Number | 000353/138 |
|---|---|
| Date | May 1, 2023 |
| Book Page | 353/138 |
| Instrument | 78116 |
| Name | COMMERCIAL BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | UNION CITY, TN 38261 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Mar 14, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OBION TN |
| Recording Date | May 10, 2023 |
| Property Address | 513 EBENEZER RD, TROY, TN 38260-3646 |
| Document Number | 000354/205 |
| Book / Page | 354 / 205 |
| Map Reference | MB 7 PG 34 |
| Instrument Date | May 9, 2023 |
| Instrument | 78261 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 513 EBENEZER RD, TROY, TN 38260-3646 |
| Document Number | 0000078262 |
|---|---|
| Date | May 10, 2023 |
| Instrument | 78262 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Obion County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Obion County |
| Unified School District | Obion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $442.00 | $32,025 (-) Land $1,800 Building $30,225 | |
| 2023 | $32,025 Land $1,800 Building $30,225 | $128,100 Land $7,200 Building $120,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELBRIDGE WATER ASSOCIATION serves 3,239 people · EPA ID TN0000220 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
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