Obion County property record for 493 Ebenezer Rd, Troy, TN 38260
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,445 sqft · built 1975 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $32,900 (Jul 2012) |
| Tax Bill | $423 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 066082 04803 |
| Primary APN | 066082 04803 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,445 sqft Living Area |
| 1st Floor Area | 1,445 sqft |
| Basement Area | 325 sqft |
| Finished Basement | 325 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 16 sqft |
| Utility Building | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 493 EBENEZER RD |
|---|---|
| City | TROY |
| State | TN |
| Zip | 38260-3644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EBENEZER RD 3 |
| Legal Subdivision | EBENEZER RD |
| Legal Lot Number | 3 |
| Jurisdiction | OBION TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 965400 |
493 Ebenezer Rd is owned by two individuals who bought it in July 2012.
Source: Obion County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 171 COUNTRY VALLEY DR, TROY, TN 38260-3846 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2012 · Amount on File |
| Deed Sale | Jul 27, 2012 · Amount on File |
| Prior Sale | Apr 3, 2012 · Amount on File |
| Deed Document Number | 201224946 |
| Deed Book / Page | 95 / 197 |
| Transfer Doc | 00024H0242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OBION TN |
| Property Address | 493 EBENEZER RD, TROY, TN 38260-3644 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000279/150 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 279/150 |
| Instrument | 66862 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | DYERSBURG, TN 38025 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 1, 2031 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 493 Ebenezer Rd was $423.
Source: Obion County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Obion County |
| Unified School District | Obion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $423.00 | $30,625 Land $1,800 Building $28,825 | |
| 2023 | $30,625 (+88.17%) Land $1,800 Building $28,825 | $122,500 (+88.17%) Land $7,200 Building $115,300 | |
| 2022 | $309.00 | $16,275 Land $1,775 Building $14,500 | $65,100 Land $7,100 Building $58,000 |
| 2018 | $312.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 493 Ebenezer Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 493 Ebenezer Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELBRIDGE WATER ASSOCIATION serves 3,239 people · EPA ID TN0000220 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
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