514 Ebenezer Rd, Troy, TN 38260 Property Records

Obion County property record for 514 Ebenezer Rd, Troy, TN 38260

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,485 sqft · built 1983
Lot Size8.02 acres (349,351 sqft)
Owner2 Individual Names on Record
Last Sale$15,000 (Jan 2014)
Tax Bill$776 (2025)
Deeds & MortgagesJun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN066082 01905

Property Details

APN / Parcel Number

Primary APN066082 01905
Alternative APN
  • 082 01905

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,485 sqft Living Area
1st Floor Area1,485 sqft
Basement Area240 sqft
Finished Basement240 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1993
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area349,351 sqft (8.02 acres)
Lot Depth70 ft Depth
TerrainRolling
Garage TypeMixed
Garage Area1,440 sqft
Carport Area1,683 sqft
Parking Spaces11 Parking Spaces
PorchOpen Porch
Porch Area544 sqft
Pole Barn1,500 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address514 EBENEZER RD
CityTROY
StateTN
Zip38260-3645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1997 16X70 CHAMPION
JurisdictionOBION TN
Township / Civil Division6
Census Block Group1
Census Block1038
Census Tract965400

Owner

Source: Obion County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address514 EBENEZER RD, TROY, TN 38260-3645
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 14, 2014 · Amount on Record
Deed SaleJan 14, 2014 · Amount on Record
Prior SaleJan 8, 2014 · Amount on Record
Deed Document Number32969
Deed Book / Page128 / 777
Record UpdatedJun 8, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOBION TN
Property Address514 EBENEZER RD, TROY, TN 38260-3645
Document Number0000049213
Book / Page000198 / 000341
Instrument DateJun 16, 2017
Transaction TypeMortgage
Record UpdatedJul 6, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address514 EBENEZER RD TROY TN 382603645, TROY, TN 38260-3645

Mortgage

Document Number0000049213
DateJun 27, 2017
Book Page000198/000341
Instrument49213
Lender
NameCOMMERCIAL BK
TypeBank
AddressUNION CITY, TN 38261
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 26, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Obion County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyObion County
Unified School DistrictObion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$776.00 (+21.82%)$56,250 (-) Land $10,725 Building $45,525
2023$56,250 (+66.91%) Land $10,725 Building $45,525$225,000 (+66.91%) Land $42,900 Building $182,100
2022$33,700 Land $7,825 Building $25,875$134,800 Land $31,300 Building $103,500
2018$637.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELBRIDGE WATER ASSOCIATION
serves 3,239 people · EPA ID TN0000220
Water SourceGroundwater
Last State InspectionOct 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gibson Connect
Fiber
1,000 / 1,000

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