Obion County property record for 470 Ebenezer Rd, Troy, TN 38260
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,159 sqft · built 2008 |
| Lot Size | 1.64 acres (71,438 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $13,000 (Apr 2007) |
| Tax Bill | $952 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 066082 04901 |
| Primary APN | 066082 04901 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,159 sqft Living Area |
| 1st Floor Area | 2,159 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 71,438 sqft (1.64 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 446 sqft |
| Shed | 1 Shed |
| Shed Area | 400 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 470 EBENEZER RD |
|---|---|
| City | TROY |
| State | TN |
| Zip | 38260-3643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 6 |
| Jurisdiction | OBION TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 965400 |
Source: Obion County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 253, HIGDEN, AR 72067-0253 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2007 · Amount on Record |
| Deed Sale | Apr 18, 2007 · Amount on Record |
| Prior Sale | May 4, 2006 · Amount on Record |
| Deed Book / Page | 26Y / 361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OBION TN |
| Recording Date | Oct 13, 2026 |
| Property Address | 470 EBENEZER RD, TROY, TN 38260-3643 |
| Document Number | 0000094954 |
| Book / Page | 475 / 388 |
| Instrument Date | Oct 10, 2026 |
| Instrument | 202694954 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 50 PINE ST, HIGDEN, AR 72067 |
| Document Number | 0000094954, |
|---|---|
| Date | Oct 13, 2026 |
| Book Page | 475/388 |
| Instrument | 202694954 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Obion County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Obion County |
| Unified School District | Obion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $952.00 (+11.48%) | $68,950 (-) Land $3,775 Building $65,175 | |
| 2023 | $68,950 (+53.82%) Land $3,775 Building $65,175 | $275,800 (+53.82%) Land $15,100 Building $260,700 | |
| 2022 | $44,825 Land $3,750 Building $41,075 | $179,300 Land $15,000 Building $164,300 | |
| 2018 | $854.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELBRIDGE WATER ASSOCIATION serves 3,239 people · EPA ID TN0000220 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
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