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500 3rd St, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 500 3rd St, Key Colony Beach, FL 33051

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,039 sqft · built 2020
Lot Size0.227 acres (9,900 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Feb 2019)
Tax Bill$11,903 (2024)
Deeds & MortgagesOct 2020 Mortgage
Feb 2019 Sale
Flood ZoneZone AE (high risk)
APN00072500-000000

Property Details

APN / Parcel Number

Primary APN00072500-000000
Alternative APNs
  • 04663300072500000000
  • 1076554

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories3 Stories
Building Area3,039 sqft Living Area
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialOther
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area9,900 sqft (0.227 acres)
Lot Dimensions110 ft deep x 90 ft wide
Garage TypeCarport
CarportCarport
Carport Area1,595 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number1076554
Old Parcel Number04663300072500000000
Street Address500 3RD ST
CityKEY COLONY BEACH
StateFL
Zip33051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2 LT 22 AND S 30FT LT 21 KEY COLONY BEACH PB3-120 SHELTER KEY OR98-33-34 OR98-35-36 OR1833-1147 OR1833-1151/52 OR2947-1653
Legal Range33E
Legal Township66S
Legal Section04
Legal SubdivisionKEY COLONY BEACH
Legal Block2
Legal Lot Number21-22
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2039
Census Tract971001

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 510407, KEY COLONY BEACH, FL 33051-0407
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2020Deed of Trust, Mortgage
ELEVEN MTG
Feb 5, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2019 · Amount on Record
Deed SaleFeb 5, 2019 · Amount on Record
Prior SaleNov 19, 2002 · Amount on Record
Deed Document Number2204781
Deed Book / Page2947 / 1653
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address500 3RD ST, KEY COLONY BEACH, FL 33051
Document Number0030540568
Instrument DateOct 23, 2020
Transaction TypeMortgage
Record UpdatedDec 2, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address500 3RD ST KEY COLONY BEACH FL 33051, KEY COLONY BEACH, FL 33051

Mortgage

Document Number0030540568
DateNov 2, 2020
Book Page003054/000568
Instrument2289153
Lender
NameELEVEN MTG
AddressPLANO, TX 75024
Agreement
AmountAmount Recorded
Term180 Months
DueNov 1, 2035

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 5, 2019
Property Address500 3RD ST, KEY COLONY BEACH, FL 33051
Document Number0029471653
Book / Page002947 / 001653
Instrument DateJan 30, 2019
Instrument2204781
Transaction TypeTransfer
Record UpdatedMar 1, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,225.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 510404 KEY COLONY BEACH FL 330510404, KEY COLONY BEACH, FL 33051-0404

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,267,301 (+5.99%)$1,767,110 (-8.3%) Land $641,520 Building $1,125,590
2024$11,903.00 (+2.45%)
2023$11,618.00 (+3.86%) Homeowner's exemption$1,195,715 (+3%)$1,926,995 (+38.84%) Land $651,544 Building $1,275,451
2022$11,186.00 Homeowner's exemption$1,160,889$1,387,957 Land $354,841 Building $1,033,116

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 405 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies612 units insured
incl. 207 condo units
Nearby Flood Claims582 (1983–2018)
Most Recent ClaimAug 2018 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Oct 2017 · 305 claims
  • Hurricane Wilma, Oct 2005 · 69 claims
  • Hurricane Georges, Sep 1998 · 127 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

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