Monroe County property record for 511 3rd St, Key Colony Beach, FL 33051
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,336 sqft · built 1989 |
| Lot Size | 0.076 acres (3,319 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $197,500 (May 1989) |
| Tax Bill | $3,682 (2024) |
| Deeds & Mortgages | Oct 2023 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 00072870-000100 |
| Primary APN | 00072870-000100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,336 sqft Living Area |
| 1st Floor Area | 1,336 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,319 sqft (0.076 acres) |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 868 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 510 sqft |
| Patio Area | 620 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 8756917 |
|---|---|
| Street Address | 511 3RD ST |
| City | KEY COLONY BEACH |
| State | FL |
| Zip | 33051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | INC |
| Legal Description | BK 3 N 1/2 LT 21 KEY COLONY BEACH PB3-120 SHELTER KEY OR1093-541 OR1643-1105 OR2709-653 OR6712-942 OR3247-0554 |
| Legal Range | 33E |
| Legal Township | 66S |
| Legal Section | 04 |
| Legal Subdivision | KEY COLONY BEACH |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 971001 |
Source: Monroe County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 510530, KEY COLONY BEACH, FL 33051-0530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 1989 · Amount on Record |
| Deed Sale | May 1, 1989 · Amount on Record |
| Deed Book / Page | 1093 / 541 |
| Last Transfer Date | Oct 11, 2023 |
| Transfer Doc | 0032470554 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 17, 2023 |
| Property Address | 511 3RD ST, KEY COLONY BEACH, FL 33051 |
| Document Number | 0032470554 |
| Book / Page | 3247 / 554 |
| Map Reference | MB 3 PG 120 |
| Instrument Date | Oct 11, 2023 |
| Instrument | 2436598 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 510530, KEY COLONY BEACH, FL 33051-0530 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 510530, KEY COLONY BEACH, FL 33051-0530 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key Colony Beach City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $375,068 (+5.99%) | $939,258 (-1.16%) Land $618,237 Building $321,021 | |
| 2024 | $3,682.00 (+4.66%) | ||
| 2023 | $3,518.00 (+3.9%) Homeowner's exemption | $353,882 (+3%) | $950,288 (+38.16%) Land $574,311 Building $375,977 |
| 2022 | $3,386.00 Homeowner's exemption | $343,575 | $687,810 Land $370,026 Building $317,784 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 405 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 612 units insured incl. 207 condo units |
| Nearby Flood Claims | 582 (1983–2018) |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Hotwire Communications, Verizon.
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