Monroe County property record for 451 3rd St, Key Colony Beach, FL 33051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,264 sqft · built 1998 |
| Lot Size | 0.077 acres (3,348 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Jul 2013) |
| Tax Bill | $7,209 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00072840-000000 |
| Primary APN | 00072840-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,264 sqft Living Area |
| 1st Floor Area | 1,264 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 3,348 sqft (0.077 acres) |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 105 sqft |
| Patio Area | 60 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1076899 |
|---|---|
| Street Address | 451 3RD ST |
| City | KEY COLONY BEACH |
| State | FL |
| Zip | 33051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | INC |
| Legal Description | BK 3 N 1/2 LT 18 (UNIT A) KEY COLONY BEACH PB3-120 SHELTER KEY OR318-468/69 OR354-87/88 OR635-14/15 OR871-1174 OR913-985/86 OR1432-2132 OR1528-2321 OR1582-2246/48 OR1582-2249 OR2323-1956/57 OR2323-1958 OR2455-1629 OR2465-1331/32 OR2637-873 |
| Legal Range | 33E |
| Legal Township | 66S |
| Legal Section | 04 |
| Legal Subdivision | KEY COLONY BEACH |
| Legal Block | 3 |
| Legal Lot Number | 18 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 971001 |
451 3rd St is owned by an individual who bought it in July 2013.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 CLINTON ST, PORTLAND, ME 04103-3206 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2013 · Amount on File |
| Deed Sale | Jul 2, 2013 · Amount on File |
| Prior Sale | May 13, 2010 · Amount on File |
| Deed Document Number | 20131939954 |
| Deed Book / Page | 2637 / 873 |
| Prior Transfer Date | Sep 20, 2007 |
| Prior Transfer Doc | 0023231956 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key Colony Beach City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $714,852 Land $448,297 Building $266,555 | $714,852 Land $448,297 Building $266,555 | |
| 2024 | $7,209.00 (+8.19%) | ||
| 2023 | $6,663.00 (+19.97%) | $778,964 (+34.09%) Land $503,841 Building $275,123 | $778,964 (+34.09%) Land $503,841 Building $275,123 |
| 2022 | $5,554.00 | $580,913 Land $324,622 Building $256,291 | $580,913 Land $324,622 Building $256,291 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 451 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 405 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 612 units insured incl. 207 condo units |
| Nearby Flood Claims | 582 (1983–2018) |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 451 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Hotwire Communications, Verizon.
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