481 3rd St, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 481 3rd St, Key Colony Beach, FL 33051 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1988
Lot Size	0.076 acres (3,327 sqft)
Owner	2 Individual Names on File
Last Sale	$187,500 (Dec 1988)
Tax Bill	$7,896 (2024)
Flood Zone	Zone AE (high risk)
APN	`00072860-000100`

Property Details

APN / Parcel Number

Primary APN	`00072860-000100`
Alternative APNs	`04663300072860000100` `8745176`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	3,327 sqft (0.076 acres)
View / Lot	Canal
Garage Type	Covered
Garage Area	611 sqft

Exterior Amenities

Porch	Slab
Porch Area	172 sqft
Deck Area	60 sqft
Patio Area	740 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	8745176
Street Address	481 3RD ST
City	KEY COLONY BEACH
State	FL
Zip	33051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 3 S 1/2 LOT 20 KEY COLONY BEACH PB3-120 SHELTER KEY OR1077-623 OR1651-1523/23 OR2709-651/52 OR2712-944/45 OR3057-0231
Legal Range	33E
Legal Township	66S
Legal Section	04
Legal Subdivision	KEY COLONY BEACH
Legal Block	3
Legal Lot Number	20
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	2
Census Block	2039
Census Tract	971001

Owner

Source: Monroe County records · APN 00072860-000100

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1146 SW 12TH CT, MIAMI, FL 33135-5418
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 1988 · Amount on Record
Deed Sale	Dec 01, 1988 · Amount on Record
Deed Book / Page	1077 / 623
Last Transfer Date	Oct 24, 2014
Transfer Doc	0027120944
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key Colony Beach City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$860,467 (-2.42%) Land $538,974 Building $321,493	$860,467 (-2.42%) Land $538,974 Building $321,493
2024	$7,896.00 (+5.04%)
2023	$7,517.00 (+18.08%)	$881,786 (+37.15%) Land $500,680 Building $381,106	$881,786 (+37.15%) Land $500,680 Building $381,106
2022	$6,366.00	$642,945 Land $322,586 Building $320,359	$642,945 Land $322,586 Building $320,359

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	7.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.