471 3rd St, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 471 3rd St, Key Colony Beach, FL 33051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,264 sqft · built 1997
Lot Size	0.077 acres (3,336 sqft)
Owner	Company Name on File
Last Sale	$840,000 (Aug 2026)
Tax Bill	$6,893 (2025)
Deeds & Mortgages	Aug 2026 Sale Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00072850-000100`

Property Details

APN / Parcel Number

Primary APN	`00072850-000100`
Alternative APN	`8934377`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,264 sqft Living Area
1st Floor Area	1,264 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	3,336 sqft (0.077 acres)
View / Lot	Canal

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	90 sqft
Patio Area	243 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	8934377
Street Address	471 3RD ST
City	KEY COLONY BEACH
State	FL
Zip	33051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INC
Legal Description	BK 3 NLY 1/2 LT 19 KEY COLONY BEACH PB3-120 SHELTER KEY OR1582-2298 OR1582-2307/11 OR2265-337 OR2546-316/17 OR2567-520/21 OR2838-964/65 OR2838-998 OR2851-676/77 OR3016-365
Legal Range	33E
Legal Township	66S
Legal Section	04
Legal Subdivision	KEY COLONY BEACH
Legal Block	3
Legal Lot Number	19
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	2
Census Block	2039
Census Tract	971001

Owner

471 3rd St is owned by a company that bought it in August 2026.

Source: Monroe County records, as of August 14, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 510404, KEY COLONY BEACH, FL 33051-0404
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 30, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Apr 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 8, 2017	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2026 · Amount on File
Deed Sale	Aug 7, 2026 · Amount on File
Prior Sale	Mar 30, 2020 · Amount on File
Deed Document Number	20262555759
Deed Book / Page	3396 / 2105
Prior Transfer Date	Apr 11, 2017
Prior Transfer Doc	0028510676
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 7, 2026
Property Address	471 3RD ST, KEY COLONY BEACH, FL 33051
Document Number	0002555759
Book / Page	3396 / 2105
Instrument Date	Aug 7, 2026
Instrument	20262555759
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$593,880.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 30, 2020
Property Address	471 3RD ST, KEY COLONY BEACH, FL 33051
Document Number	0030160365
Book / Page	3016 / 365
Map Reference	MB 3 PG 120
Instrument Date	Mar 18, 2020
Instrument	2261845
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,081.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 CAT CAY LN, 106, INDIAN HARBOUR BEACH, FL 32937-4413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13448 BRIDGEVIEW WAY, MOUNT VERNON, WA 98273-7272

Mortgage

Document Number	0030160367
Date	Mar 30, 2020
Instrument	3016/0367

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Apr 26, 2017
Property Address	471 3RD ST, KEY COLONY BEACH, FL 33051
Document Number	0028510676
Book / Page	002851 / 000676
Instrument Date	Apr 11, 2017
Instrument	2120549
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	106 CAT CAY LN INDIAN HARBOUR BEACH FL 329374413, INDIAN HARBOUR BEACH, FL 32937-4413

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 8, 2017
Property Address	471 3RD ST, KEY COLONY BEACH, FL 33051
Document Number	0028380964
Book / Page	2838 / 0964
Map Reference	MB3 PG120
Instrument Date	Jan 31, 2017
Instrument	2109668
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1458 W BELMONT AVE, 1458, CHICAGO, IL 60657-2111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CAT CAY IANE, INDIAN HARBOUR BEACH, FL 32937-4413

Mortgage

Document Number	0002109669
Date	Feb 8, 2017
Instrument	2109669

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 471 3rd St was $6,893, down 1% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key Colony Beach City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,893.00 (-1.03%)	$693,433 Land $451,027 Building $242,406	$693,433 Land $451,027 Building $242,406
2024	$6,965.00 (+8.3%)
2023	$6,431.00 (+15.94%)	$754,117 (+29.64%) Land $502,035 Building $252,082	$754,117 (+29.64%) Land $502,035 Building $252,082
2022	$5,547.00	$581,686 Land $323,459 Building $258,227	$581,686 Land $323,459 Building $258,227

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 471 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 405 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	612 units insured incl. 207 condo units
Nearby Flood Claims	582 (1983–2018)
Most Recent Claim	Aug 2018 · rainfall accumulation
Claims by Event	Hurricane Irma, Oct 2017 · 305 claims Hurricane Wilma, Oct 2005 · 69 claims Hurricane Georges, Sep 1998 · 127 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 471 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures