Miami County property record for 38 E Cross St, Laura, OH 45337 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,776 sqft · built 1944 |
| Lot Size | 0.535 acres (23,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Sep 2015) |
| Tax Bill | $1,453 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | L38-000790 |
| Primary APN | L38-000790 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,776 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| 2nd Floor Area | 476 sqft |
| Upper Floors Area | 476 sqft |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 23,326 sqft (0.535 acres) |
| Lot Dimensions | 144 ft deep x 162 ft wide |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 268 sqft |
| Deck Area | 256 sqft |
| Patio Area | 256 sqft |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Old Parcel Number | L38PD020 01300 |
|---|---|
| Street Address | 38 E CROSS ST |
| City | LAURA |
| State | OH |
| Zip | 45337-9708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 58 162X160 E PT |
| Legal Subdivision | POTSDAM |
| Legal Lot Number | 58 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 340100 |
Source: Miami County records · APN L38-000790
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 E CROSS ST, LAURA, OH 45337-9708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 08, 2015 · Amount on Record |
| Deed Sale | Sep 08, 2015 · Amount on Record |
| Prior Sale | Nov 20, 2007 |
| Deed Document Number | 1651 |
| Record Updated | Jun 08, 2026 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Union Township |
| Municipality | Potsdam Village |
| Unified School District | Milton-Union Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,453.00 (+18.61%) Homeowner's exemption | $47,120 (+36.94%) Land $5,990 Building $41,130 | $134,600 (+36.93%) Land $17,100 Building $117,500 |
| 2024 | $1,225.00 (+2.34%) Homeowner's exemption | $34,410 (-) Land $6,620 Building $27,790 | |
| 2023 | $1,197.00 (-3.39%) Homeowner's exemption | $34,410 (-) Land $6,620 Building $27,790 | $98,300 (-) Land $18,900 Building $79,400 |
| 2022 | $1,239.00 Homeowner's exemption | $34,410 Land $6,620 Building $27,790 | $98,300 Land $18,900 Building $79,400 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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