50 Bonefish Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 50 Bonefish Ave, Key Largo, FL 33037 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 988 sqft · built 1981
Lot Size	0.117 acres (5,125 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jul 2014)
Tax Bill	$3,444 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2016 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`00470670-000000`

Property Details

APN / Parcel Number

Primary APN	`00470670-000000`
Alternative APNs	`14613900470670000000` `1577839`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2007
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Reinforced Concrete
Roof Material	Other
Lot Area	5,125 sqft (0.117 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	580 sqft
Deck Area	16 sqft
Patio Area	32 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1577839
Old Parcel Number	14613900470670000000
Street Address	50 BONEFISH AVE
City	KEY LARGO
State	FL
Zip	33037-4765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2 LT 26 LARGO SOUND PARK PB3-111 KEY LARGO OR489-883 OR823-642 OR856-2388 OR915-2491 OR1156-2440 OR1171-1469 OR1180-1521
Legal Range	39E
Legal Township	61S
Legal Section	14
Legal Subdivision	LARGO SOUND PARK
Legal Block	2
Legal Lot Number	26
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	4
Census Block	4013
Census Tract	970400

Owner

Source: Monroe County records · APN 00470670-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	50 BONEFISH AVE, KEY LARGO, FL 33037-4765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 18, 2016	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2014 · Amount on Record
Deed Sale	Jul 02, 2014 · Amount on Record
Prior Sale	Nov 12, 2009 · Amount on Record
Deed Document Number	1988525
Deed Book / Page	2692 / 0782
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	50 BONEFISH AVE, KEY LARGO, FL 33037-4765
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 BONEFISH AVE, KEY LARGO, FL 33037-4765

Mortgage

Document Number	0030861157
Date	Apr 05, 2021
Book Page	3086/1157
Instrument	2311887

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	50 BONEFISH AVE, KEY LARGO, FL 33037-4765
Document Number	0028362310
Book / Page	002836 / 002310
Instrument Date	Nov 18, 2016
Transaction Type	Mortgage
Record Updated	Mar 13, 2017
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	267 STONEGATE RD TROUT VALLEY IL 600132523, TROUT VALLEY, IL 60013-2523

Mortgage

Document Number	0028362310
Date	Jan 30, 2017
Book Page	002836/002310
Instrument	2108569

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2047

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$420,165 (+5.99%)	$549,612 (-2.49%) Land $274,495 Building $275,117
2024	$3,444.00 (+5.03%)
2023	$3,279.00 (+6.39%) Homeowner's exemption	$396,432 (+3%)	$563,662 (+8.92%) Land $290,331 Building $273,331
2022	$3,082.00 Homeowner's exemption	$384,886	$517,513 Land $237,544 Building $279,969

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879704004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 167 individual NFIP policies nearby
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	68 (1992–2023)
Claims Outside the SFHA	4 of 68
Most Recent Claim	Nov 2023, rainfall accumulation
Claims By Storm	Hurricane Irma, Sep 2017 · 39 claims Hurricane Irene, Oct 1999 · 8 claims Hurricane Georges, Sep 1998 · 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 214 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
AT&T	DSL	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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