Monroe County property record for 55 Bonefish Ave, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,247 sqft · built 1974 |
| Lot Size | 0.235 acres (10,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100 (Apr 2015) |
| Tax Bill | $3,415 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00471530-000000 |
| Primary APN | 00471530-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,247 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Geodesic/Dome |
| Roof Material | Concrete |
| Lot Area | 10,250 sqft (0.235 acres) |
| Lot Dimensions | 102 ft deep x 50 ft wide |
| Porch | Florida Room |
| Porch Area | 599 sqft |
| Patio Area | 330 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1578690 |
|---|---|
| Street Address | 55 BONEFISH AVE |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS-M |
| Legal Description | BK 7 LTS 8-9 LARGO SOUND PARK PB3-111 KEY LARGO OR580-935 OR653-538 OR653-10 OR917-44 OR1823-988R/S OR2002-943 OR2022-461/62 OR2049-448 OR2049-450 OR2734-630/31 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 14 |
| Legal Subdivision | LARGO SOUND PARK |
| Legal Block | 7 |
| Legal Lot Number | 8-9 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 BONEFISH AVE, KEY LARGO, FL 33037-4769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2015 · Amount on Record |
| Deed Sale | Apr 6, 2015 · Amount on Record |
| Prior Sale | Oct 7, 2004 · Amount on Record |
| Deed Book / Page | 2734 / 630 |
| Prior Transfer Date | Jun 30, 2004 |
| Prior Transfer Doc | 0020220461 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 55 BONEFISH AVE, KEY LARGO, FL 33037-4769 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 55 BONEFISH AVE, KEY LARGO, FL 33037-4769 |
| Document Number | 0033510347 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 3351/347 |
| Instrument | 2520139 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Sep 1, 2054 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $416,369 (+5.99%) | $603,903 (-1.5%) Land $389,090 Building $214,813 | |
| 2024 | $3,415.00 (+5.08%) | ||
| 2023 | $3,250.00 (+6.35%) Homeowner's exemption | $392,850 (+3%) | $613,073 (+12.8%) Land $411,538 Building $201,535 |
| 2022 | $3,056.00 Homeowner's exemption | $381,408 | $543,506 Land $336,713 Building $206,793 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 167 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 68 (1992–2023) |
| Claims Outside the SFHA | 4 of 68 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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