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45 Bonefish Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 45 Bonefish Ave, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,275 sqft · built 2011
Lot Size0.118 acres (5,125 sqft)
Owner2 Individual Names on File
Last Sale$30,000 (Apr 2002)
Tax Bill$3,817 (2024)
Deeds & MortgagesNov 2019 Transfer
Flood ZoneZone X (moderate risk)
APN00471550-000000

Property Details

APN / Parcel Number

Primary APN00471550-000000
Alternative APNs
  • 14613900471550000000
  • 1578711

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,275 sqft Living Area
1st Floor Area2,275 sqft
Basement Area320 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,125 sqft (0.118 acres)
Garage TypeCovered
Garage Area795 sqft
PorchFlorida Room
Porch Area340 sqft
Patio Area1,108 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1578711
Street Address45 BONEFISH AVE
CityKEY LARGO
StateFL
Zip33037-4769
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS-M
Legal DescriptionBK 7 LT 11 LARGO SOUND PARK PB3-111 KEY LARGO OR506-730 OR900-2420 OR1349-1697/98 OR1644-1445 OR1644-1446AFF OR1644-1447AFF OR1644-1448D/C OR1772-1903 OR2997-0250
Legal Range39E
Legal Township61S
Legal Section14
Legal SubdivisionLARGO SOUND PARK
Legal Block7
Legal Lot Number11
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group4
Census Block4007
Census Tract970400

Owner

Source: Monroe County records · APN 00471550-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 BONEFISH AVE, KEY LARGO, FL 33037-4769
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 02, 2002 · Amount on Record
Deed SaleApr 02, 2002 · Amount on Record
Prior SaleJul 20, 2000 · Amount on Record
Deed Book / Page1772 / 1903
Last Transfer DateNov 27, 2019
Transfer Doc0029970250
Record UpdatedJun 08, 2026

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateNov 27, 2019
Property Address45 BONEFISH AVE, KEY LARGO, FL 33037-4769
Document Number0029970250
Book / Page002997 / 000250
Instrument DateNov 27, 2019
Instrument2246697
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address45 BONEFISH AVE KEY LARGO FL 330374769, KEY LARGO, FL 33037-4769

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$431,655 (+5.99%)$671,555 (+1.05%) Land $274,495 Building $397,060
2024$3,817.00 (+4.4%)
2023$3,656.00 (+5.63%) Homeowner's exemption$407,272 (+3%)$664,580 (+7.81%) Land $290,331 Building $374,249
2022$3,461.00 Homeowner's exemption$395,410$616,461 Land $237,544 Building $378,917

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 167 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies167 in force
Nearby Flood Claims68 (1992–2023)
Claims Outside the SFHA4 of 68
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 39 claims
  • Hurricane Irene, Oct 1999 · 8 claims
  • Hurricane Georges, Sep 1998 · 8 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

Based on FCC filings for 214 locations within half a mile of this property.

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