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48 Bonefish Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 48 Bonefish Ave, Key Largo, FL 33037 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,792 sqft · built 1975
Lot Size0.118 acres (5,125 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Feb 2017)
Tax Bill$4,373 (2024)
Deeds & MortgagesJan 2023 Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN00470660-000000

Property Details

APN / Parcel Number

Primary APN00470660-000000
Alternative APNs
  • 14613900470660000000
  • 1577821

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,792 sqft Living Area
1st Floor Area1,302 sqft
FlooringCeramic Tile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeFlat
Roof MaterialConcrete
Lot Area5,125 sqft (0.118 acres)
PorchFlorida Room
Porch Area670 sqft
Patio Area136 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1577821
Street Address48 BONEFISH AVE
CityKEY LARGO
StateFL
Zip33037-4765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2 LT 25 LARGO SOUND PARK PB3-111 KEY LARGO OR489-883 OR726-210 OR744-464 OR2490-2295 OR2839-77 OR3273-0074
Legal Range39E
Legal Township61S
Legal Section14
Legal SubdivisionLARGO SOUND PARK
Legal Block2
Legal Lot Number25
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group4
Census Block4013
Census Tract970400

Owner

Source: Monroe County records · APN 00470660-000000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11840 NW 23RD ST, PEMBROKE PINES, FL 33026-1413
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2023Deed of Trust, Mortgage · Conventional Mortgage
EMPLOYMENT SOLUTIONS 1 INC
Feb 13, 2017Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 13, 2017 · Amount on Record
Deed SaleFeb 13, 2017 · Amount on Record
Prior SaleNov 01, 1977 · Amount on Record
Deed Document Number20172110272
Deed Book / Page2839 / 77
Last Transfer DateApr 22, 2024
Transfer Doc0032730074
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address48 BONEFISH AVE, KEY LARGO, FL 33037-4765
Transaction TypeMortgage
Record UpdatedFeb 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032092250
DateJan 26, 2023
Book Page3209/2250
Instrument2404837
Lender
NameEMPLOYMENT SOLUTIONS 1 INC
TypeNon-Lending Institution
AddressHOLLYWOOD, FL 33026
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 13, 2017
Property Address48 BONEFISH AVE, KEY LARGO, FL 33037-4765
Document Number0028390077
Book / Page2839 / 0077
Map ReferenceMB3 PG111
Instrument DateJan 26, 2017
Instrument2110272
Transaction TypeTransfer
Record UpdatedFeb 06, 2021
Title CompanyNU WORLD TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address98 S DESOTO AVE, 98, AVON PARK, FL 33825-3606

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 BONEFISH AVE, KEY LARGO, FL 33037-4765

Mortgage

Document Number0028390083
DateFeb 13, 2017
Book Page2839/0083
Instrument2110275
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$519,252 (+2.18%) Land $274,495 Building $244,757$519,252 (+2.18%) Land $274,495 Building $244,757
2024$4,373.00 (+9.6%)
2023$3,990.00 (+10.8%)$508,153 (+10.24%) Land $290,331 Building $217,822$508,153 (+10.24%) Land $290,331 Building $217,822
2022$3,601.00$460,970 Land $237,544 Building $223,426$460,970 Land $237,544 Building $223,426

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879704004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 167 individual NFIP policies nearby
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies167 in force
Nearby Flood Claims68 (1992–2023)
Claims Outside the SFHA4 of 68
Most Recent ClaimNov 2023, rainfall accumulation
Claims By Storm
  • Hurricane Irma, Sep 2017 · 39 claims
  • Hurricane Irene, Oct 1999 · 8 claims
  • Hurricane Georges, Sep 1998 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 214 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
AT&TDSL100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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