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54 Bonefish Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 54 Bonefish Ave, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,914 sqft · built 1984
Lot Size0.118 acres (5,125 sqft)
OwnerIndividual Name on Record
Last Sale$138,000 (Apr 1998)
Tax Bill$1,922 (2024)
Deeds & MortgagesFeb 2023 Transfer
Flood ZoneZone AE (high risk)
APN00470690-000000

Property Details

APN / Parcel Number

Primary APN00470690-000000
Alternative APNs
  • 14613900470690000000
  • 1577855

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,914 sqft Living Area
Gross Area2,319 sqft
1st Floor Area1,914 sqft
FlooringTerrazzo
Interior WallsPlaster

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,125 sqft (0.118 acres)
Garage TypeAttached
Garage Area405 sqft

Exterior Amenities

PorchFlorida Room
Porch Area854 sqft
Deck Area16 sqft
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1577855
Street Address54 BONEFISH AVE
CityKEY LARGO
StateFL
Zip33037-4765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS-M
Legal DescriptionBK 2 LT 28 LARGO SOUND PARK PB3-111 KEY LARGO OR506-79 OR511-1100(PRO 74-178) OR897-2092 OR948-1375 OR1041-2218 OR1510-1585 OR1510-1586 OR1905-1436/55F/J OR1922-901/03AMD-F/J OR1914-1452/53 OR3211-0369
Legal Range39E
Legal Township61S
Legal Section14
Legal SubdivisionLARGO SOUND PARK
Legal Block2
Legal Lot Number28
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group4
Census Block4013
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address54 BONEFISH AVE, KEY LARGO, FL 33037-4765
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 1998 · Amount on Record
Deed SaleApr 23, 1998 · Amount on Record
Prior SaleFeb 1, 1998 · Amount on Record
Deed Book / Page1510 / 1586
Last Transfer DateFeb 6, 2023
Transfer Doc0032110369
Record UpdatedSep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateFeb 6, 2023
Property Address54 BONEFISH AVE, KEY LARGO, FL 33037-4765
Document Number0032110369
Book / Page3211 / 369
Map ReferenceMB 3 PG 3
Instrument DateFeb 6, 2023
Instrument2405850
Transaction TypeTransfer
Record UpdatedMar 1, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address54 BONEFISH AVE, KEY LARGO, FL 33037-4765

Transferred To (Grantee/Buyer)

NameVerified Name
Address7101 E 66TH AVE, COMMERCE CITY, CO 80022-2906

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$184,333 (+5.99%)$509,842 (-0.58%) Land $274,495 Building $235,347
2024$1,922.00 (+6.54%)
2023$1,804.00 (+4.46%) Homeowner's exemption$173,921 (+3%)$512,804 (+10.69%) Land $290,331 Building $222,473
2022$1,727.00 Homeowner's exemption$168,856$463,268 Land $237,544 Building $225,724

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 167 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies167 in force
Nearby Flood Claims68 (1992–2023)
Claims Outside the SFHA4 of 68
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 39 claims
  • Hurricane Irene, Oct 1999 · 8 claims
  • Hurricane Georges, Sep 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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