50 Andover Rd, Cincinnati, OH 45218 Property Records

Hamilton County property record for 50 Andover Rd, Cincinnati, OH 45218

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1938
Lot Size	0.062 acres (2,744 sqft)
Owner	Individual Name on File
Last Sale	$155,500 (Mar 2025)
Tax Bill	$2,453 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`597-0070-0286-00`

Property Details

APN / Parcel Number

Primary APN	`597-0070-0286-00`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	864 sqft Living Area
1st Floor Area	432 sqft
2nd Floor Area	432 sqft
Basement Area	432 sqft

Exterior

Year Built	Built 1938
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	2,744 sqft (0.062 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	50 ANDOVER RD
City	CINCINNATI
State	OH
Zip	45218-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NS ANDOVER RD 0.063 AC S29 T3 ER1
Legal Subdivision	VILLAGE/GREENHILLS SUB
Jurisdiction	HAMILTON OH
Township / Civil Division	GREENHILLS
Census Block Group	2
Census Block	2006
Census Tract	22000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Greenhills Historic District listed 1989 · 732 contributing resources · NRIS 88003066

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

50 Andover Rd is owned and occupied by an individual who bought it in March 2025.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	50 ANDOVER RD, CINCINNATI, OH 45218-1336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE LLC
Aug 30, 2019	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2025 · Amount on File
Deed Sale	Mar 7, 2025 · Amount on File
Prior Sale	Aug 30, 2019 · Amount on File
Deed Document Number	2025-0015778
Deed Book / Page	15368 / 17
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	50 ANDOVER RD, CINCINNATI, OH 45218-1336
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	AMERICAN 360 TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118364
Date	Sep 30, 2021
Book Page	14513/1019
Instrument	2021-0118364

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Mortgage Company
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 30, 2019
Property Address	50 ANDOVER RD, CINCINNATI, OH 45218-1336
Document Number	0000073447
Book / Page	13992 / 01094
Map Reference	MB 39 PG 8-27
Instrument Date	Aug 26, 2019
Instrument	2019-0073447
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	ACS TITLE & CLOSING SERVICES

Transaction

Amount	Amount on Record
Tax	$347.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	50 ANDOVER RD, CINCINNATI, OH 45218-1336

Mortgage

Document Number	0000073448
Date	Aug 30, 2019
Instrument	2019-0073448

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Sep 1, 2020
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 50 Andover Rd was $2,453, up 8.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Greenhills Village
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,453.00 (+8.49%)	$33,961 (-) Land $3,329 Building $30,632
2024	$2,261.00 (+7.11%)	$33,961 (-) Land $3,329 Building $30,632
2023	$2,111.00 (-13.31%)	$33,961 (+15.21%) Land $3,329 Building $30,632	$97,030 Land $9,510 Building $87,520
2022	$2,435.00 Homeowner's exemption	$29,478 Land $2,377 Building $27,101
2020			$84,220 Land $6,790 Building $77,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 50 Andover Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 50 Andover Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: altafiber Network Solutions, Verizon.

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