38 Andover Rd, Cincinnati, OH 45218 Property Records

Hamilton County property record for 38 Andover Rd, Cincinnati, OH 45218

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,014 sqft · built 1938
Lot Size	0.232 acres (10,149 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Sep 2021)
Tax Bill	$2,027 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`597-0070-0124-00`

Property Details

APN / Parcel Number

Primary APN	`597-0070-0124-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,014 sqft Finished Area
1st Floor Area	1,007 sqft
2nd Floor Area	1,007 sqft
Basement Area	1,007 sqft

Exterior

Year Built	Built 1938
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	10,149 sqft (0.232 acres)
Lot Dimensions	150 ft deep x 67 ft wide
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	38 ANDOVER RD
City	CINCINNATI
State	OH
Zip	45218-1336
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	38-40 ANDOVER 67.84 X 150PT LOT G-2
Legal Lot Number	G-2
Jurisdiction	HAMILTON OH
Township / Civil Division	GREENHILLS
Census Block Group	2
Census Block	2006
Census Tract	22000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Greenhills Historic District listed 1989 · 732 contributing resources · NRIS 88003066

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	38 ANDOVER RD # 40, 40, CINCINNATI, OH 45218-1336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
Aug 7, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2021 · Amount on Record
Deed Sale	Sep 23, 2021 · Amount on Record
Prior Sale	Aug 7, 2019
Deed Document Number	2021-0114929
Deed Book / Page	14508 / 217
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 23, 2021
Property Address	38 ANDOVER RD, CINCINNATI, OH 45218-1336
Document Number	0000114929
Book / Page	14508 / 217
Map Reference	MB 39 PG 8-27
Instrument Date	Sep 17, 2021
Instrument	2021-0114929
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	38 ANDOVER RD # 40, 40, CINCINNATI, OH 45218-1336

Mortgage

Document Number	0000114930
Date	Sep 23, 2021
Instrument	2021-0114930

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HAMILTON OH
Recording Date	Aug 7, 2019
Property Address	38 ANDOVER RD, CINCINNATI, OH 45218-1336
Document Number	0000064898
Book / Page	013975 / 001172
Instrument Date	Jul 23, 2019
Instrument	64898
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 ANDROVER RD CINCINNATI OH 45218, CINCINNATI, OH 45218

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Greenhills Village
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,027.00 (+8.28%)	$71,750 (-) Land $11,634 Building $60,116
2024	$1,872.00 (+8.33%)	$71,750 (-) Land $11,634 Building $60,116
2023	$1,728.00 (-3.79%)	$71,750 (+33.29%) Land $11,634 Building $60,116	$205,000 (+33.29%) Land $33,240 Building $171,760
2022	$1,796.00 Homeowner's exemption	$53,830 Land $9,723 Building $44,107
2020			$153,800 Land $27,780 Building $126,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: altafiber Network Solutions, Verizon.

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