48 Andover Rd, Cincinnati, OH 45218 Property Records

Hamilton County property record for 48 Andover Rd, Cincinnati, OH 45218

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 864 sqft · built 1938
Lot Size	0.112 acres (4,879 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Nov 2021)
Tax Bill	$2,591 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`597-0070-0287-00`

Property Details

APN / Parcel Number

Primary APN	`597-0070-0287-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	864 sqft Living Area
1st Floor Area	432 sqft
2nd Floor Area	432 sqft
Basement Area	432 sqft

Exterior

Year Built	Built 1938
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	4,879 sqft (0.112 acres)
Lot Dimensions	35 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	401 sqft
Porch	Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	48 ANDOVER RD
City	CINCINNATI
State	OH
Zip	45218-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NS ANDOVER RD 0.112 AC S23 & 29 T3 ER1
Legal Lot Number	G
Jurisdiction	HAMILTON OH
Township / Civil Division	GREENHILLS
Census Block Group	2
Census Block	2006
Census Tract	22000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Greenhills Historic District listed 1989 · 732 contributing resources · NRIS 88003066

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

48 Andover Rd is owned and occupied by an individual who bought it in November 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	48 ANDOVER RD, CINCINNATI, OH 45218-1336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 6, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 11, 2019	Correction Deed, Transfer ATTORNEY ONLY
Nov 27, 2017	Warranty Deed, Transfer · Commercial Mortgage UNITED BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on File
Deed Sale	Nov 16, 2021 · Amount on File
Prior Sale	Jul 11, 2019
Deed Document Number	0000138570
Deed Book / Page	14545 / 2698
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 16, 2021
Property Address	48 ANDOVER RD, CINCINNATI, OH 45218-1336
Document Number	0000138570
Book / Page	14545 / 2698
Map Reference	MB 39 PG 8-27
Instrument Date	Nov 5, 2021
Instrument	2021-0138570
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ANDOVER RD, CINCINNATI, OH 45218-1336

Mortgage

Document Number	0000138571
Date	Nov 16, 2021
Instrument	2021-0138571

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 6, 2019
Property Address	48 ANDOVER RD, CINCINNATI, OH 45218-1336
Document Number	0000075982
Book / Page	013996 / 001915
Instrument Date	Sep 6, 2019
Instrument	75982
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ANDOVER RD CINCINNATI OH 452181336, CINCINNATI, OH 45218-1336

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 11, 2019
Property Address	48 ANDOVER RD, CINCINNATI, OH 45218-1336
Document Number	0000055617
Book / Page	013956 / 001374
Instrument Date	Sep 12, 2018
Instrument	55617
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	48 ANDOVER RD CINCINNATI OH 452181336, CINCINNATI, OH 45218-1336

July 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 11, 2019
Property Address	48 ANDOVER RD, CINCINNATI, OH 45218-1336
Document Number	0000055618
Book / Page	013956 / 001377
Instrument Date	Sep 12, 2018
Instrument	55618
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	48 ANDOVER RD CINCINNATI OH 452181336, CINCINNATI, OH 45218-1336

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 27, 2017
Property Address	48 ANDOVER RD, CINCINNATI, OH 45218-1336
Document Number	0000007926
Instrument Date	Nov 16, 2017
Instrument	17-0107926
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PRODIGY TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ANDOVER RD, GREEN, OH 44232

Mortgage

Document Number	0000007929
Date	Nov 27, 2017
Instrument	17-0107929

Lender

Name	UNITED BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000107929
Date	Nov 27, 2017
Instrument	17-0107929

Lender

Name	UNITED BANK INC
Type	Bank
Address	CHARLESTON, WV 25301

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 48 Andover Rd was $2,591, up 5.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Greenhills Village
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,591.00 (+5.5%)	$35,000 (-) Land $5,915 Building $29,085
2024	$2,456.00 (+8.77%)	$35,000 (-) Land $5,915 Building $29,085
2023	$2,258.00 (+81.95%)	$35,000 (+133.3%) Land $5,915 Building $29,085	$100,000 Land $16,900 Building $83,100
2022	$1,241.00 Homeowner's exemption	$15,002 Land $4,225 Building $10,777
2020			$42,860 Land $12,070 Building $30,790

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 48 Andover Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Andover Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: altafiber Network Solutions, Verizon.

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