5 Winding Way, Novato, CA 94945 Property Records

Marin County property record for 5 Winding Way, Novato, CA 94945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,800 sqft · built 2006
Lot Size	0.353 acres (15,391 sqft)
Owner	2 Company Names on Record
Last Sale	$1,440,000 (Jan 2021)
Tax Bill	$19,248 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`141-161-62`

Property Details

APN / Parcel Number

Primary APN	`141-161-62`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,800 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	15,391 sqft (0.353 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	210 sqft
Patio Area	904 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	5 WINDING WAY
City	NOVATO
State	CA
Zip	94945-4254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MARION HEIGHTS DN 02-078635
Legal Lot Number	2
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	2
Census Block	2000
Census Tract	102202

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5 WINDING WAY, NOVATO, CA 94945-4254
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Grant Deed, Transfer · Conventional Mortgage PROVIDENT CU
May 17, 2019	Grant Deed, Transfer · ARM GENERAL MORTGAGE CAPITAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2021 · Amount on Record
Deed Sale	Jan 20, 2021 · Amount on Record
Prior Sale	May 17, 2019 · Amount on Record
Deed Document Number	20213877
Record Updated	Sep 20, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Jan 20, 2021
Property Address	5 WINDING WAY, NOVATO, CA 94945-4254
Document Number	0000003877
Map Reference	VOL 2005 PG 109
Instrument Date	Jan 13, 2021
Instrument	2021-0003877
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,584.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	5123 DOWDELL AVE APT 41, 41, ROHNERT PARK, CA 94928-4164

Mortgage

Document Number	0000003878
Date	Jan 20, 2021
Instrument	2021-0003878

Lender

Name	PROVIDENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2021
Change Frequency	10 Years
Min Rate At Change	2%
Max Rate At Change	8.62%
Max Rate	8.62%

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	May 17, 2019
Property Address	5 WINDING WAY, NOVATO, CA 94945-4254
Document Number	0000016860
Map Reference	VOL 2005 PG 109
Instrument Date	May 1, 2019
Instrument	2019-0016860
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5 WINDING WAY, NOVATO, CA 94945-4254

Mortgage

Document Number	0000016861
Date	May 17, 2019
Instrument	2019-0016861

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,589,845 (+2%) Land $910,849 Building $678,996
2025	$19,248.00 (+3.55%) Homeowner's exemption	$1,558,684 (+4.04%) Land $892,996 Building $665,688
2023	$18,588.00 (+2.39%) Homeowner's exemption	$1,498,176 Land $858,330 Building $639,846
2022	$18,155.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (1982–2009)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Jun 2009 · ground movement
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims Severe Storms & Flooding, Feb 1986 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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