1 Winding Way, Novato, CA 94945 Property Records

Marin County property record for 1 Winding Way, Novato, CA 94945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,184 sqft · built 2006
Lot Size	0.303 acres (13,217 sqft)
Owner	2 Companies on Record
Last Sale	$1,100,000 (May 2019)
Tax Bill	$15,384 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`141-161-61`

Property Details

APN / Parcel Number

Primary APN	`141-161-61`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,184 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	13,217 sqft (0.303 acres)
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Deck Area	42 sqft
Patio Area	542 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1 WINDING WAY
City	NOVATO
State	CA
Zip	94945-4254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MARION HEIGHTS
Legal Lot Number	1
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	2
Census Block	2000
Census Tract	102202

Owner

Source: Marin County assessment roll, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Companies on Record
Mailing Address	1 WINDING WAY, NOVATO, CA 94945-4254
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 7, 2019	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
May 10, 2019	Grant Deed, Transfer · Line of Credit ALLIANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2019 · Amount on Record
Deed Sale	May 10, 2019 · Amount on Record
Prior Sale	May 17, 2007 · Amount on Record
Deed Document Number	201915881
Prior Transfer Date	May 16, 2008
Prior Transfer Doc	0000040828
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	1 WINDING WAY, NOVATO, CA 94945-4254
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 WINDING WAY, NOVATO, CA 94945-4254

Mortgage

Document Number	0000022988
Date	Apr 5, 2021
Instrument	2021-0022988

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	1 WINDING WAY, NOVATO, CA 94945-4254
Document Number	0000015883
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1 WINDING WAY NOVATO CA 949454254, NOVATO, CA 94945-4254

Mortgage

Document Number	0000015883
Date	May 10, 2019
Instrument	15883

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

Interest

Rate Type	Adjustable Rate

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	May 10, 2019
Property Address	1 WINDING WAY, NOVATO, CA 94945-4254
Document Number	0000015881
Map Reference	VOL 2005 PG 109
Instrument Date	May 2, 2019
Instrument	2019-0015881
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1 WINDING WAY, NOVATO, CA 94945-4254
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015883
Date	May 10, 2019
Instrument	2019-0015883

Lender

Name	ALLIANT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000015882
Date	May 10, 2019
Instrument	2019-0015882

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	10.2%

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,251,590 (+2%) Land $750,954 Building $500,636
2025	$15,384.00 (+3.63%) Homeowner's exemption	$1,227,050 (+4.04%) Land $736,230 Building $490,820
2023	$14,845.00 (+2.38%) Homeowner's exemption	$1,179,408 Land $707,645 Building $471,763
2022	$14,500.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (1982–2009)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Jun 2009 · ground movement
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims Severe Storms & Flooding, Feb 1986 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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