Sussex County and Sparta Township property record for 5 Summit Trl, Sparta, NJ 07871
| Property Type | Single Family Home |
|---|---|
| Details | 2,464 sqft · built 2004 |
| Lot Size | 0.269 acres (11,726 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (Jun 2025) |
| Tax Bill | $13,674 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-04013-0000-00015 |
| Primary APN | 18-04013-0000-00015 |
|---|---|
| Alternative APN |
|
| Building Area | 2,464 sqft Living Area |
|---|
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Lot Area | 11,726 sqft (0.269 acres) |
| Lot Dimensions | 143 ft deep x 82 ft wide |
| Old Parcel Number | 1800048000000020 |
|---|---|
| Street Address | 5 SUMMIT TRL |
| City | SPARTA |
| State | NJ |
| Zip | 07871-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | LAKE MOHAWK SEC 16 |
| Legal Block | 4013 |
| Legal Lot Number | 15 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | SPARTA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 373100 |
5 Summit Trl is owned and occupied by two individuals who bought it in June 2025.
Source: Sussex County and Sparta Township records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 SUMMIT TRL, SPARTA, NJ 07871-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 16, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2025 · Amount on File |
| Deed Sale | Jun 13, 2025 · Amount on File |
| Prior Sale | Nov 7, 2011 · Amount on File |
| Deed Document Number | 202510421 |
| Deed Book / Page | 10386 / 879 |
| Prior Transfer Date | Nov 21, 1997 |
| Prior Transfer Doc | 0000020637 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 5 SUMMIT TRL, SPARTA, NJ 07871-1415 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 5 SUMMIT TRL, SPARTA, NJ 07871-1415 |
| Document Number | 0104370274 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 10437/274 |
| Instrument | 2026002938 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 5 SUMMIT TRL, SPARTA, NJ 07871-1415 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5 SUMMIT TRL, SPARTA, NJ 07871-1415 |
| Document Number | 0101050795 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 10105/795 |
| Instrument | 20220216010048170 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 478 Months |
| Due | Dec 21, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 5 Summit Trl was $13,674, up 2.2% from the year before.
Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| County Subdivision | Sparta Township |
| Unified School District | Sparta Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $372,800 (-) Land $135,000 Building $237,800 | $372,800 (-) Land $135,000 Building $237,800 | |
| 2025 | $13,674.00 (+2.2%) | $372,800 Land $135,000 Building $237,800 | $372,800 Land $135,000 Building $237,800 |
| 2024 | $13,379.00 | ||
| 2023 | $372,800 Land $135,000 Building $237,800 | $372,800 Land $135,000 Building $237,800 | |
| 2022 | $12,682.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Summit Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Summit Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.36 mg/L (2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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