4 Summit Trl, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 4 Summit Trl, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	1,871 sqft · built 1960
Lot Size	0.175 acres (7,623 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (May 2026)
Tax Bill	$9,493 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04016-0000-00034`

Property Details

APN / Parcel Number

Primary APN	`18-04016-0000-00034`
Alternative APN	`1800051000000035`

Interior

Stories	2 Stories
Building Area	1,871 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Bi-Level
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	125 ft deep x 61 ft wide

Location & Zoning

Old Parcel Number	1800051000000035
Street Address	4 SUMMIT TRL
City	SPARTA
State	NJ
Zip	07871-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	4016
Legal Lot Number	34
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3000
Census Tract	373100

Owner

Source: Sussex County and Sparta Township records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 SUMMIT TRL, SPARTA, NJ 07871-1416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed, Transfer · FHA Mortgage AMERICAN NBRHD MORTGAGE ACCPTNC
May 5, 2026	Deed, Transfer · FHA Mortgage AMERICAN HOME MORTGAGE ACCEPT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Deed Document Number	20268281
Deed Book / Page	10452 / 1624
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	May 5, 2026
Property Address	4 SUMMIT TRL, SPARTA, NJ 07871-1416
Document Number	0000008281
Book / Page	10452 / 1624
Instrument Date	Apr 30, 2026
Instrument	2026.8281
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	REALSAFE TITLE LLC, REALSAFE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$40,905.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SUMMIT TRL, SPARTA, NJ 07871-1416

Mortgage

Document Number	0000008282,
Date	May 5, 2026
Instrument	2026..8282

Lender

Name	AMERICAN NBRHD MORTGAGE ACCPTNC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

Mortgage

Document Number	0000008283,
Date	May 5, 2026
Book Page	10452/1645
Instrument	2026.8283

Lender

Name	NJ HOUSING AND MORTGAGE FINANCIAL AGENCY

Agreement

Amount	Amount Recorded
Term	5 Months
Due	May 1, 2031

Interest

Rate	6.22%
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	May 5, 2026
Property Address	4 SUMMIT TRL, SPARTA, NJ 07871-1416
Document Number	0104521624
Book / Page	10452 / 1624
Instrument Date	Apr 30, 2026
Instrument	20268281
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	REALSAFE TITLE LLC, REALSAFE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$40,905.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SUMMIT TRL, SPARTA, NJ 07871-1416

Mortgage

Document Number	0000008282,
Date	May 5, 2026
Instrument	20268282

Lender

Name	AMERICAN HOME MORTGAGE ACCEPT

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

Mortgage

Document Number	0000008283,
Date	May 5, 2026
Book Page	10452/1645
Instrument	20268283

Lender

Name	NJ HOUSING AND MORTGAGE FINANCIAL AGENCY

Agreement

Amount	Amount Recorded
Term	5 Months
Due	May 1, 2031

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,800 (-) Land $132,200 Building $126,600	$258,800 (-) Land $132,200 Building $126,600
2025	$9,493.00 (+2.21%)	$258,800 (-) Land $132,200 Building $126,600	$258,800 (-) Land $132,200 Building $126,600
2024	$9,288.00 (+5.5%)
2023		$258,800 Land $132,200 Building $126,600	$258,800 Land $132,200 Building $126,600
2022	$8,804.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.36 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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