12 Summit Trl, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 12 Summit Trl, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	1,366 sqft · built 1964
Lot Size	0.422 acres (18,374 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,092 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-04016-0000-00030`

Property Details

APN / Parcel Number

Primary APN	`18-04016-0000-00030`
Alternative APN	`180005100000003303`

Interior

Stories	1 Story
Building Area	1,366 sqft Living Area
1st Floor Area	1,366 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Lot Area	18,374 sqft (0.422 acres)
Lot Dimensions	175 ft deep x 105 ft wide

Location & Zoning

Old Parcel Number	180005100000003303
Street Address	12 SUMMIT TRL
City	SPARTA
State	NJ
Zip	07871-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	LAKE MOHAWK SEC 16
Legal Block	4016
Legal Lot Number	30
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3000
Census Tract	373100

Owner

12 Summit Trl is owned and occupied by two individuals who acquired it in November 2025.

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 SUMMIT TRL, SPARTA, NJ 07871-1416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Intrafamily Transfer, Transfer · VA Mortgage INDEPENDENCE HOME LOANS LLC
Jul 25, 2020	Deed of Trust, Mortgage · VA Mortgage TITAN MUTUAL LNDG INC
Aug 8, 2017	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025
Deed Sale	Nov 13, 2025
Prior Sale	Dec 14, 2005 · Amount on File
Deed Document Number	202520894
Deed Book / Page	10418 / 1157
Prior Transfer Date	Oct 27, 2025
Prior Transfer Doc	0104181157
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUSSEX NJ
Recording Date	Nov 13, 2025
Property Address	12 SUMMIT TRL, SPARTA, NJ 07871-1416
Document Number	0104181157
Book / Page	10418 / 1157
Instrument Date	Oct 27, 2025
Instrument	2025020894
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	SUMMIT TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 SUMMIT TRL, SPARTA, NJ 07871-1416

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 SUMMIT TRL, SPARTA, NJ 07871-1416
Investor	Possibly a Property Investor

Mortgage

Document Number	2025020895
Date	Nov 13, 2025
Instrument	2025020895

Lender

Name	INDEPENDENCE HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	12 SUMMIT TRL, SPARTA, NJ 07871-1416
Document Number	0098660614
Instrument Date	Jul 25, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 SUMMIT TRL SPARTA NJ 078711416, SPARTA, NJ 07871-1416

Mortgage

Document Number	0098660614
Date	Oct 29, 2020
Book Page	009866/000614
Instrument	228130

Lender

Name	TITAN MUTUAL LNDG INC
Address	250 COMMERCE # 220, IRVINE, CA 92602-1356

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 28, 2040

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	12 SUMMIT TRL, SPARTA, NJ 07871-1416
Document Number	0095250205
Book / Page	009525 / 000205
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 SUMMIT TRL SPARTA NJ 078711416, SPARTA, NJ 07871-1416

Mortgage

Document Number	0095250205
Date	Aug 30, 2017
Book Page	009525/000205
Instrument	179250

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 29, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 12 Summit Trl was $11,092, up 2.2% from the year before.

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,400 (-) Land $143,000 Building $159,400	$302,400 (-) Land $143,000 Building $159,400
2025	$11,092.00 (+2.2%)	$302,400 Land $143,000 Building $159,400	$302,400 Land $143,000 Building $159,400
2024	$10,853.00
2023		$302,400 Land $143,000 Building $159,400	$302,400 Land $143,000 Building $159,400
2022	$10,287.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Summit Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Summit Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.36 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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