2 Summit Trl, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 2 Summit Trl, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	1,464 sqft · built 1958
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Dec 2010)
Tax Bill	$10,263 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-04016-0000-00035`

Property Details

APN / Parcel Number

Primary APN	`18-04016-0000-00035`
Alternative APN	`1800051000000036`

Interior

Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	125 ft deep x 112 ft wide

Location & Zoning

Old Parcel Number	1800051000000036
Street Address	2 SUMMIT TRL
City	SPARTA
State	NJ
Zip	07871-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	LAKE MOHAWK SEC 16
Legal Block	4016
Legal Lot Number	35
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3000
Census Tract	373100

Owner

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 SUMMIT TRL, SPARTA, NJ 07871-1416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 29, 2017	Deed of Trust, Mortgage NBKC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2010 · Amount on Record
Deed Sale	Dec 21, 2010 · Amount on Record
Deed Document Number	201010258480
Deed Book / Page	3263 / 611
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	2 SUMMIT TRL, SPARTA, NJ 07871-1416
Transaction Type	Mortgage
Record Updated	Dec 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SUMMIT TRL, SPARTA, NJ 07871-1416

Mortgage

Document Number	0102200666
Date	Dec 13, 2022
Book Page	10220/666
Instrument	20221213010321900

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	2 SUMMIT TRL, SPARTA, NJ 07871-1416
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099510379
Date	May 20, 2021
Book Page	9951/379
Instrument	20210520010129580

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Feb 1, 2041

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	2 SUMMIT TRL, SPARTA, NJ 07871-1416
Document Number	0095250581
Book / Page	009525 / 000581
Instrument Date	Jul 29, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	LINEAR SETTLEMENT SERVICES LLC, LINEAR SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 SUMMIT TRL SPARTA NJ 078711416, SPARTA, NJ 07871-1416

Mortgage

Document Number	0095250581
Date	Aug 30, 2017
Book Page	009525/000581
Instrument	180520

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

Tax Assessment & Valuation

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,800 (-) Land $135,000 Building $144,800	$279,800 (-) Land $135,000 Building $144,800
2025	$10,263.00 (+2.2%)	$279,800 (-) Land $135,000 Building $144,800	$279,800 (-) Land $135,000 Building $144,800
2024	$10,042.00 (+5.51%)
2023		$279,800 Land $135,000 Building $144,800	$279,800 Land $135,000 Building $144,800
2022	$9,518.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.36 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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