10 Summit Trl, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 10 Summit Trl, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	1,311 sqft · built 1963
Lot Size	0.31 acres (13,521 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Jul 2019)
Tax Bill	$11,620 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-04016-0000-00031`

Property Details

APN / Parcel Number

Primary APN	`18-04016-0000-00031`
Alternative APN	`180005100000003301`

Interior

Stories	1 Story
Building Area	1,311 sqft Living Area
1st Floor Area	1,311 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Lot Area	13,521 sqft (0.31 acres)
Lot Dimensions	169 ft deep x 80 ft wide

Location & Zoning

Old Parcel Number	180005100000003301
Street Address	10 SUMMIT TRL
City	SPARTA
State	NJ
Zip	07871-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	INCL BLK 64 P/O LOT F
Legal Subdivision	LAKE MOHAWK SEC 16
Legal Block	4016
Legal Lot Number	31
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3000
Census Tract	373100

Owner

10 Summit Trl is owned and occupied by an individual who bought it in July 2019.

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	10 SUMMIT TRL, SPARTA, NJ 07871-1416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Jul 3, 2019	Grant Deed, Transfer · Conventional Mortgage AMERICAN NBRHD MTG ACCPTNC
Jan 6, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2019 · Amount on File
Deed Sale	Jul 3, 2019 · Amount on File
Prior Sale	Oct 20, 2016 · Amount on File
Deed Document Number	201910120570
Deed Book / Page	3522 / 803
Prior Transfer Date	Jun 2, 1998
Prior Transfer Doc	0000010594
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	10 SUMMIT TRL, SPARTA, NJ 07871-1416
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	REALSAFE TITLE LLC, REALSAFE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099720779
Date	Jun 14, 2021
Book Page	9972/779
Instrument	20210614010167490

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jul 3, 2019
Property Address	10 SUMMIT TRL, SPARTA, NJ 07871-1416
Document Number	0035220803
Book / Page	003522 / 000803
Instrument Date	May 31, 2019
Instrument	120570
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SUMMIT TRL SPARTA NJ 078711416, SPARTA, NJ 07871-1416

Mortgage

Document Number	97120755
Date	Jul 3, 2019
Book Page	009712/000755
Instrument	120580

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2049

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jan 6, 2017
Property Address	10 SUMMIT TRL, SPARTA, NJ 07871-1416
Document Number	0034130559
Book / Page	003413 / 000559
Instrument Date	Sep 26, 2016
Instrument	3690
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3671 HUDSON MANOR TER BRONX NY 104631137, BRONX, NY 10463-1137

Tax Assessment & Valuation

The 2025 property tax bill for 10 Summit Trl was $11,620, up 2.2% from the year before.

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,800 (-) Land $137,800 Building $179,000	$316,800 (-) Land $137,800 Building $179,000
2025	$11,620.00 (+2.21%)	$316,800 Land $137,800 Building $179,000	$316,800 Land $137,800 Building $179,000
2024	$11,369.00
2023		$316,800 (+0.89%) Land $137,800 Building $179,000	$316,800 (+0.89%) Land $137,800 Building $179,000
2022	$10,682.00 (+1.62%)	$314,000 Land $137,800 Building $176,200	$314,000 Land $137,800 Building $176,200
2021	$10,512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Summit Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Summit Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.36 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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