5 Saddlebrook Ct, Springboro, OH 45066 Property Records

Warren County property record for 5 Saddlebrook Ct, Springboro, OH 45066 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,379 sqft · built 1992
Lot Size	0.5 acres (21,806 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Dec 2022)
Tax Bill	$4,956 (2025)
Deeds & Mortgages	Dec 2022 Sale & Second Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-03-452-005-0`

Property Details

APN / Parcel Number

Primary APN	`04-03-452-005-0`
Alternative APNs	`0403452005` `403452005` `539023`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,379 sqft Living Area
2nd Floor Area	1,067 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	21,806 sqft (0.5 acres)
Garage Type	Attached
Garage Area	208 sqft
Parking Spaces	1 Parking Space
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	539023
Old Parcel Number	0403452005
Street Address	5 SADDLEBROOK CT
City	SPRINGBORO
State	OH
Zip	45066-8915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE 1 LOT# 24
Legal Subdivision	BROOKSIDE 1
Legal Block	452
Legal Lot Number	24
Jurisdiction	WARREN OH
Township / Civil Division	CLEAR CREEK
Census Block Group	1
Census Block	1010
Census Tract	30901

Owner

Source: Warren County records · APN 04-03-452-005-0

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5 SADDLEBROOK CT, SPRINGBORO, OH 45066-8915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage UNION SAVINGS BANK
Jul 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Feb 21, 2017	Grant Deed, Transfer · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 2022 · Amount on Record
Deed Sale	Dec 27, 2022 · Amount on Record
Prior Sale	Feb 21, 2017 · Amount on Record
Deed Document Number	0005847194
Deed Book / Page	5847 / 194
Record Updated	Jun 08, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Dec 27, 2022
Property Address	5 SADDLEBROOK CT, SPRINGBORO, OH 45066-8915
Document Number	0000037972
Map Reference	MB 24 PG 54&55
Instrument Date	Dec 22, 2022
Instrument	2022-037972
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5 SADDLEBROOK CT, SPRINGBORO, OH 45066-8915

Mortgage

Document Number	0000037973
Date	Dec 27, 2022
Instrument	2022-037973

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	5 SADDLEBROOK CT, SPRINGBORO, OH 45066-8915
Transaction Type	Mortgage
Record Updated	Aug 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024225
Date	Jul 26, 2022
Instrument	2022-024225

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 01, 2025
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	5 SADDLEBROOK CT, SPRINGBORO, OH 45066-8915
Transaction Type	Mortgage
Record Updated	Oct 01, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021041764
Date	Sep 15, 2021
Instrument	2021-041764

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN OH
Recording Date	Feb 21, 2017
Property Address	5 SADDLEBROOK CT, SPRINGBORO, OH 45066-8915
Document Number	0000005825
Instrument Date	Feb 16, 2017
Instrument	5825
Transaction Type	Transfer
Record Updated	Oct 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$789.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SADDLEPOINT CT SPRINGBORO OH 45066, SPRINGBORO, OH 45066

Mortgage

Document Number	5826
Date	Feb 21, 2017
Instrument	5826

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 20, 2037

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Clear Creek Township
Municipality	Springboro City
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,956.00 (+14.06%)	$127,229 (+24.67%) Land $31,500 Building $95,729	$363,510 (+24.67%) Land $90,000 Building $273,510
2023	$4,345.00 (+1.49%) Homeowner's exemption	$102,053 (-) Land $17,220 Building $84,833
2022	$4,281.00 Homeowner's exemption	$102,053 Land $17,220 Building $84,833	$291,580 (-) Land $49,200 Building $242,380
2021			$291,580 Land $49,200 Building $242,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (39165C), updated June 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391650309011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 144 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	2,000 / 2,000
Point Broadband Fiber Holding	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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