15 Saddlebrook Ct, Springboro, OH 45066 Property Records

Warren County property record for 15 Saddlebrook Ct, Springboro, OH 45066

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,526 sqft · built 1992
Lot Size	0.401 acres (17,498 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,120 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-03-452-006-0`

Property Details

APN / Parcel Number

Primary APN	`04-03-452-006-0`
Alternative APNs	`0403452006` `403452006` `539031`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,526 sqft Living Area
2nd Floor Area	1,173 sqft
Basement Area	586 sqft
Finished Basement	586 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	17,498 sqft (0.401 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	539031
Old Parcel Number	0403452006
Street Address	15 SADDLEBROOK CT
City	SPRINGBORO
State	OH
Zip	45066-8915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE 1 LOT# 25
Legal Range	05
Legal Township	02
Legal Section	03
Legal Subdivision	BROOKSIDE 1
Legal Block	452
Legal Lot Number	25
Jurisdiction	WARREN OH
Township / Civil Division	CLEAR CREEK
Census Block Group	1
Census Block	1010
Census Tract	30901

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 SADDLEBROOK CT, SPRINGBORO, OH 45066-8915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · VA Mortgage SEBONIC FIN'L
Oct 25, 2019	Quit Claim Deed, Mortgage · VA Mortgage AMERICAN FINANCING
Jan 18, 2017	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2019
Deed Sale	Oct 25, 2019
Prior Sale	Feb 27, 2014 · Amount on Record
Deed Document Number	0004259611
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	15 SADDLEBROOK CT, SPRINGBORO, OH 45066-8915
Document Number	0000046995
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 SADDLEBROOK CT SPRINGBORO OH 450668915, SPRINGBORO, OH 45066-8915

Mortgage

Document Number	0000046995
Date	Nov 19, 2020
Instrument	46995

Lender

Name	SEBONIC FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2050

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WARREN OH
Recording Date	Oct 25, 2019
Property Address	15 SADDLEBROOK CT, SPRINGBORO, OH 45066-8915
Document Number	0000032016
Instrument Date	Sep 13, 2019
Instrument	32016
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 SADDLEBROOK CT SPRINGBORO OH 450668915, SPRINGBORO, OH 45066-8915

Mortgage

Document Number	32017
Date	Oct 25, 2019
Instrument	32017

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	15 SADDLEBROOK CT, SPRINGBORO, OH 45066-8915
Document Number	0000003422
Instrument Date	Jan 18, 2017
Transaction Type	Mortgage
Record Updated	Oct 16, 2017
Title Company	VANTAGE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SADDLEBROOK CT SPRINGBORO OH 450668915, SPRINGBORO, OH 45066-8915

Mortgage

Document Number	0000003422
Date	Jan 30, 2017
Instrument	3422

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2047

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Clear Creek Township
Municipality	Springboro City
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,120.00 (+13.63%)	$131,453 (+24.22%) Land $31,500 Building $99,953	$375,580 (+24.22%) Land $90,000 Building $285,580
2023	$4,506.00 (+1.51%) Homeowner's exemption	$105,823 (-) Land $17,220 Building $88,603
2022	$4,439.00 Homeowner's exemption	$105,823 Land $17,220 Building $88,603	$302,350 (-) Land $49,200 Building $253,150
2021			$302,350 Land $49,200 Building $253,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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