20 Saddlebrook Ct, Springboro, OH 45066 Property Records

Warren County property record for 20 Saddlebrook Ct, Springboro, OH 45066 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1992
Square Footage	1,850 sqft Living Area
Lot Size	15,973 sqft (0.366 acres)
Occupancy	Owner Occupied
Last Sale	$193,000 (2003)
Tax Bill	$5,064.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`04-03-452-016-0`
Alternative APNs	`0403452016` `403452016` `539139`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,850 sqft Living Area
1st Floor	1,850 sqft 1st Floor
Attic Area	441 sqft Attic
Basement Area	1,030 sqft Basement
Finished Basement	1,030 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1992
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Concrete Foundation
Lot Area	15,973 sqft (0.366 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	441 sqft Garage
Deck Area	252 sqft Deck
Porch	Open Porch
Porch Area	104 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	539139
Old Parcel Number	0403452016
Street Address	20 SADDLEBROOK CT
City	SPRINGBORO
State	OH
Zip	45066-8916
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BROOKSIDE 1 LOT# 35
Legal Subdivision	BROOKSIDE 1
Legal Block	452
Legal Lot Number	35
Jurisdiction	WARREN OH
Minor Civil Division	CLEAR CREEK
Census Blockgroup	1
Census Block	1010
Census Tract	30901

Owner

Source: Warren County records · APN 04-03-452-016-0

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	20 SADDLEBROOK CT, SPRINGBORO, OH 45066-8916
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2003 · Amount on Record
Deed Sale	Jun 12, 2003 · Amount on Record
Prior Sale	Apr 30, 1999 · Amount on Record
Deed Doc Number	0003088669
Deed Book / Page	3088 / 669
Record Refreshed	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	20 SADDLEBROOK CT, SPRINGBORO, OH 45066-8916
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SADDLEBROOK CT, SPRINGBORO, OH 45066-8916

Mortgage

Document Number	2021008367
Date	Feb 23, 2021
Instrument	2021-008367

Lender

Name	PEOPLES BANK
Type	Bank
Address	SPRINGBORO, OH 45066

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Clear Creek Township
Municipality	Springboro City
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,064.00 (+11.2%)	$129,826 (+21.62%) Land $31,500 Building $98,326	$370,930 (+21.62%) Land $90,000 Building $280,930
2023	$4,554.00 (+3.05%) Homeowner's exemption	$106,747 (+1.53%) Land $17,220 Building $89,527
2022	$4,419.00 Homeowner's exemption	$105,137 Land $17,220 Building $87,917	$304,990 (+1.53%) Land $49,200 Building $255,790
2021			$300,390 Land $49,200 Building $251,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (39165C), updated June 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 22% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.