5 River Crest Cir, Benton, AR 72019 Property Records

Saline County property record for 5 River Crest Cir, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,690 sqft · built 1984
Lot Size	0.371 acres (16,146 sqft)
Owner	2 Individual Names on Record
Last Sale	$571,500 (Jan 2025)
Tax Bill	$3,605 (2025)
Deeds & Mortgages	Apr 2022 Construction Loan Sep 2022 Construction Loan + 6 more
Flood Zone	Zone X (minimal risk)
APN	`800-20161-000`

Property Details

APN / Parcel Number

Primary APN	`800-20161-000`
Alternative APN	`57394`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,690 sqft Living Area
1st Floor Area	3,690 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,146 sqft (0.371 acres)
Lot Dimensions	117 ft deep x 138 ft wide
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	1,100 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	126 sqft
Deck Area	160 sqft
Patio Area	238 sqft
Utility Building	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5 RIVER CREST CIR
City	BENTON
State	AR
Zip	72019-2175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OF LOT 6 2025-000439
Legal Range	15W
Legal Township	01S
Legal Section	33
Legal Subdivision	E F BLACK
Legal Lot Number	5&S43
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	3
Census Block	3000
Census Tract	10303

Owner

Source: Saline County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 RIVER CREST CIR, BENTON, AR 72019-2175
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Construction Mortgage SIMMONS BANK
Sep 22, 2022	Deed of Trust, Mortgage · Construction Mortgage SIMMONS BANK
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage ARKANSAS FCU
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage ARKANSAS FCU
Jan 9, 2025	Warranty Deed, Transfer · Conventional Mortgage ARKANSAS FCU
Nov 28, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC
Feb 9, 2022	Warranty Deed, Transfer
Jan 27, 2022	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2025 · Amount on Record
Deed Sale	Jan 9, 2025 · Amount on Record
Prior Sale	Nov 29, 2023 · Amount on Record
Deed Document Number	2025439
Deed Book / Page	2025 / 439
Prior Transfer Date	Aug 1, 2013
Prior Transfer Doc	0000001670
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	5 RIVER CREST CIR, BENTON, AR 72019-2175
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007955
Date	Apr 5, 2022
Instrument	2022-007955

Lender

Name	SIMMONS BANK
Type	Bank
Address	BRYANT, AR 72022

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2023

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	5 RIVER CREST CIR, BENTON, AR 72019-2175
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021924
Date	Sep 22, 2022
Instrument	2022-021924

Lender

Name	SIMMONS BANK
Type	Bank
Address	BRYANT, AR 72022

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Apr 1, 2023

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	5 RIVER CREST CIR, BENTON, AR 72019-2175
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 RIVER CREST CIR, BENTON, AR 72019-2175

Mortgage

Document Number	0000024138
Date	Dec 16, 2025
Instrument	2025-024138

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	17500 CANTRELL RD, LITTLE ROCK, AR 72223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2036

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	5 RIVER CREST CIR, BENTON, AR 72019-2175
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 RIVER CREST CIR, BENTON, AR 72019-2175

Mortgage

Document Number	0000024138
Date	Dec 16, 2025
Instrument	2025-024138

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	17500 CANTRELL RD, LITTLE ROCK, AR 72223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2036

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Jan 9, 2025
Property Address	5 RIVER CREST CIR, BENTON, AR 72019-2175
Document Number	0000000439
Instrument Date	Jan 8, 2025
Instrument	2025-000439
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,887.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2872 WILSON LN, FAYETTEVILLE, AR 72703-9814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 RIVER CREST CIR, BENTON, AR 72019-2175

Mortgage

Document Number	0000000440
Date	Jan 9, 2025
Instrument	2025-000440

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	17500 CANTRELL RD, LITTLE ROCK, AR 72223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2045

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Nov 28, 2022
Property Address	5 RIVER CREST CIR, BENTON, AR 72019-2175
Document Number	0000026677
Instrument Date	Nov 22, 2022
Instrument	2022-026677
Transaction Type	Transfer
Record Updated	Dec 8, 2022
Title Company	ALTA TITLE AND ESCROW, REALTY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,501.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 RIVER CREST CIR, BENTON, AR 72019-2175

Mortgage

Document Number	0000026679
Date	Nov 28, 2022
Instrument	2022-026679

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Feb 9, 2022
Property Address	5 RIVER CREST CIR, BENTON, AR 72019-2175
Document Number	0000003031
Instrument Date	Feb 8, 2022
Instrument	2022-003031
Transaction Type	Transfer
Record Updated	Feb 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	SALINE AR
Recording Date	Jan 27, 2022
Property Address	5 RIVER CREST CIR, BENTON, AR 72019-2175
Document Number	0000002168
Instrument Date	Jan 25, 2022
Instrument	2022-002168
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 DUBLIN CIR, 2, BURLINGTON, MA 01803-1551

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 RIVER CREST CIR, BENTON, AR 72019-2175

Tax Assessment & Valuation

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,605.00 (+16.1%)	$65,074 (-) Land $7,800 Building $57,274	$325,370 (-) Land $39,000 Building $286,370
2024	$3,105.00 (-2.36%)
2023	$3,180.00	$65,074 Land $7,800 Building $57,274	$325,370 Land $39,000 Building $286,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2008)
Most Recent Claim	Apr 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 66% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ripple Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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