3 River Crest Cir, Benton, AR 72019 Property Records

Saline County property record for 3 River Crest Cir, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,288 sqft · built 1983
Lot Size	0.857 acres (37,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Jun 2023)
Tax Bill	$4,262 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`800-20159-000`

Property Details

APN / Parcel Number

Primary APN	`800-20159-000`
Alternative APN	`57391`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,288 sqft Living Area
Gross Area	3,880 sqft
1st Floor Area	2,738 sqft
Upper Floors Area	550 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,350 sqft (0.857 acres)
Lot Dimensions	249 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	592 sqft
Driveway	Concrete Driveway
Driveway Area	1,929 sqft
Deck Area	256 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3 RIVER CREST CIR
City	BENTON
State	AR
Zip	72019-2175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2023-009623
Legal Range	15W
Legal Township	01S
Legal Section	33
Legal Subdivision	E F BLACK
Legal Lot Number	3
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	3
Census Block	3000
Census Tract	10303

Owner

Source: Saline County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 RIVER CREST CIR, BENTON, AR 72019-2175
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Jul 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK & TRUST CO
Jan 3, 2022	Warranty Deed, Transfer · Conventional Mortgage SECURITY BANK
Jan 20, 2017	Deed of Trust, Mortgage FIRST SEC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Prior Sale	Jan 3, 2022 · Amount on Record
Deed Book / Page	2023 / 9623
Transfer Doc	0000000000
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Jun 2, 2023
Property Address	3 RIVER CREST CIR, BENTON, AR 72019-2175
Document Number	0000009623
Instrument Date	Jun 2, 2023
Instrument	2023-009623
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,930.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 RIVER CREST CIR, BENTON, AR 72019-2175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 RIVER CREST CIR, BENTON, AR 72019-2175

Mortgage

Document Number	0000009624
Date	Jun 2, 2023
Instrument	2023-009624

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	3 RIVER CREST CIR, BENTON, AR 72019-2175
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013449
Date	Jul 19, 2019
Instrument	2019-013449

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank
Address	LITTLE ROCK, AR 72211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Jan 3, 2022
Property Address	3 RIVER CREST CIR, BENTON, AR 72019-2175
Document Number	0000000021
Instrument Date	Sep 3, 2021
Instrument	2022-000021
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,567.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	608 LILLIAN, BENTON, AR 72015-3488

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 RIVER CREST CIR, BENTON, AR 72019-2175

Mortgage

Document Number	0000000022
Date	Jan 3, 2022
Instrument	2022-000022

Lender

Name	SECURITY BANK
Type	Bank
Address	STEPHENS, AR 71764

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Sep 9, 2022

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	3 RIVER CREST CIR, BENTON, AR 72019-2175
Document Number	0000001451
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	FIRST NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 RIVER CREST CIR BENTON AR 720192175, BENTON, AR 72019-2175

Mortgage

Document Number	0000001451
Date	Jan 26, 2017
Instrument	1451

Lender

Name	FIRST SEC BK
Type	Bank
Address	SEARCY, AR 72143

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2047

Tax Assessment & Valuation

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,262.00 (+13.29%) Homeowner's exemption	$76,932 (-) Land $10,400 Building $66,532	$384,660 (-) Land $52,000 Building $332,660
2024	$3,762.00 (-1.95%)
2023	$3,837.00 Homeowner's exemption	$76,932 Land $10,400 Building $66,532	$384,660 Land $52,000 Building $332,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2008)
Most Recent Claim	Apr 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 64% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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