5 Elm Rdg, Mattoon, IL 61938 Property Records

Coles County property record for 5 Elm Rdg, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,352 sqft · built 1939
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Sep 2023)
Tax Bill	$3,339 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-0-02322-000`

Property Details

APN / Parcel Number

Primary APN	`06-0-02322-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,352 sqft Base Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	142 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5 ELM RDG
City	MATTOON
State	IL
Zip	61938-5435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELM RIDGE ADDITION LOT 05
Legal Subdivision	ELM RIDGE ADDITION
Legal Lot Number	5
Jurisdiction	COLES IL
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2024
Census Tract	1000

Owner

5 Elm Rdg is owned and occupied by an individual who bought it in September 2023.

Source: Coles County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	5 ELM RDG, MATTOON, IL 61938-5435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST MID BANK & TRUST NA
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2023 · Amount on File
Deed Sale	Sep 27, 2023 · Amount on File
Prior Sale	May 9, 2016 · Amount on File
Deed Document Number	2023808834
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Sep 27, 2023
Property Address	5 ELM RDG, MATTOON, IL 61938-5435
Document Number	202300808834
Instrument Date	Sep 25, 2023
Instrument	202300808834
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5 ELM RDG, MATTOON, IL 61938-5435

Mortgage

Document Number	202300808835
Date	Sep 27, 2023
Instrument	202300808835

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	5 ELM RDG, MATTOON, IL 61938-5435
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ELM RDG, MATTOON, IL 61938-5435

Mortgage

Document Number	202100793553
Date	Mar 19, 2021
Instrument	202100793553

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate	2.62%

Tax Assessment & Valuation

The 2025 property tax bill for 5 Elm Rdg was $3,339.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Lafayette Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,339.00	$41,605 Land $7,098 Building $34,507	$124,815 Land $21,294 Building $103,521
2023		$34,013 (+1.68%) Land $5,803 Building $28,210	$102,039 (+1.68%) Land $17,409 Building $84,630
2022		$33,451 Land $5,707 Building $27,744	$100,353 Land $17,121 Building $83,232
2020	$2,319.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Elm Rdg in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2018)
Most Recent Claim	Apr 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5 Elm Rdg has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Frontier, Nextlink, Watch TV.

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