8 Elm Rdg, Mattoon, IL 61938 Property Records

Coles County property record for 8 Elm Rdg, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,716 sqft · built 1940
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$148,500 (May 2020)
Tax Bill	$4,341 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-0-02325-000`

Property Details

APN / Parcel Number

Primary APN	`06-0-02325-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,716 sqft Base Area
1st Floor Area	1,716 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	141 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	8 ELM RDG
City	MATTOON
State	IL
Zip	61938-5489
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELM RIDGE ADDITION LOT 08
Legal Subdivision	ELM RIDGE ADDITION
Legal Lot Number	8
Jurisdiction	COLES IL
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2026
Census Tract	1000

Owner

8 Elm Rdg is owned and occupied by an individual who bought it in May 2020.

Source: Coles County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	8 ELM RDG, MATTOON, IL 61938-5489
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 11, 2020	Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Nov 21, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2020 · Amount on File
Deed Sale	May 11, 2020 · Amount on File
Prior Sale	Mar 3, 2014 · Amount on File
Deed Document Number	2020787558
Prior Transfer Date	Nov 19, 2018
Prior Transfer Doc	0000779084
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	8 ELM RDG, MATTOON, IL 61938-5489
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100798863
Date	Dec 23, 2021
Instrument	202100798863

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	97 Months
Due	Jan 1, 2030

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	COLES IL
Recording Date	May 11, 2020
Property Address	8 ELM RDG, MATTOON, IL 61938-5489
Document Number	202000787558
Instrument Date	May 6, 2020
Instrument	202000787558
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	B ELM RIDGE, MATTOON, IL 61938

Mortgage

Document Number	202000787559
Date	May 11, 2020
Instrument	202000787559

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	COLES IL
Recording Date	Nov 21, 2018
Property Address	8 ELM RDG, MATTOON, IL 61938-5489
Document Number	201800779084
Instrument Date	Nov 19, 2018
Instrument	201800779084
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 ELM RDG, 8, MATTOON, IL 61938-5489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 ELM RDG, MATTOON, IL 61938-5489

Tax Assessment & Valuation

The 2025 property tax bill for 8 Elm Rdg was $4,341 with a homeowner's exemption.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Lafayette Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,341.00	$60,087 Land $7,381 Building $52,706	$180,261 Land $22,143 Building $158,118
2023		$49,122 Land $6,034 Building $43,088	$147,366 Land $18,102 Building $129,264
2020	$3,134.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8 Elm Rdg in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2018)
Most Recent Claim	Apr 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Elm Rdg is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Watch TV.

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