Coles County property record for 1 Elm Rdg, Mattoon, IL 61938
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,359 sqft · built 1942 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,000 (Aug 2009) |
| Tax Bill | $5,579 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-0-02318-000 |
| Primary APN | 06-0-02318-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,359 sqft Base Area |
| 1st Floor Area | 2,359 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 174 ft deep x 160 ft wide |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Cooling System | Central |
|---|
| Street Address | 1 ELM RDG |
|---|---|
| City | MATTOON |
| State | IL |
| Zip | 61938-5435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELM RIDGE ADDITION LOT 01 |
| Legal Subdivision | ELM RIDGE ADDITION |
| Legal Lot Number | 1 |
| Jurisdiction | COLES IL |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 1000 |
1 Elm Rdg is owned and occupied by an individual who bought it in August 2009.
Source: Coles County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 ELM RDG, MATTOON, IL 61938-5435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2009 · Amount on File |
| Deed Sale | Aug 31, 2009 · Amount on File |
| Prior Sale | Dec 7, 2006 · Amount on File |
| Deed Document Number | 2009717225 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 1 ELM RDG, MATTOON, IL 61938-5435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800774744 |
|---|---|
| Date | Feb 15, 2018 |
| Instrument | 201800774744 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1 Elm Rdg was $5,579 with a homeowner's exemption.
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Lafayette Township |
| Municipality | Mattoon City |
| Unified School District | Mattoon Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,579.00 | $75,502 Land $12,511 Building $62,991 | $226,506 Land $37,533 Building $188,973 |
| 2023 | $61,724 Land $10,228 Building $51,496 | $185,172 Land $30,684 Building $154,488 | |
| 2020 | $4,657.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1 Elm Rdg in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2018) |
| Most Recent Claim | Apr 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Elm Rdg is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MATTOON serves 19,500 people · EPA ID IL0290250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink, Watch TV.
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