2 Elm Rdg, Mattoon, IL 61938 Property Records

Coles County property record for 2 Elm Rdg, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,163 sqft · built 1950
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$103,000 (Oct 2017)
Tax Bill	$3,288 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-0-02319-000`

Property Details

APN / Parcel Number

Primary APN	`06-0-02319-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,163 sqft Base Area
1st Floor Area	1,163 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2 ELM RDG
City	MATTOON
State	IL
Zip	61938-5489
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELM RIDGE ADDITION LOT 02
Legal Subdivision	ELM RIDGE ADDITION
Legal Lot Number	2
Jurisdiction	COLES IL
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2024
Census Tract	1000

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 ELM RDG, MATTOON, IL 61938-5489
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2017 · Amount on Record
Deed Sale	Oct 20, 2017 · Amount on Record
Deed Document Number	2017772950
Record Updated	Sep 20, 2026

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	COLES IL
Recording Date	Oct 20, 2017
Property Address	2 ELM RDG, MATTOON, IL 61938-5489
Document Number	201700772950
Instrument Date	Oct 20, 2017
Instrument	201700772950
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ELM RDG, MATTOON, IL 61938-5489

Mortgage

Document Number	201700772951
Date	Oct 20, 2017
Instrument	201700772951

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Lafayette Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,288.00 (+22.28%)	$46,958 (+22.32%) Land $12,190 Building $34,768	$140,874 (+22.32%) Land $36,570 Building $104,304
2023		$38,389 Land $9,966 Building $28,423	$115,167 Land $29,898 Building $85,269
2020	$2,689.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2018)
Most Recent Claim	Apr 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Watch TV.

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