7 Elm Rdg, Mattoon, IL 61938 Property Records

Coles County property record for 7 Elm Rdg, Mattoon, IL 61938

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,764 sqft · built 1939
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$113,500 (Jan 2011)
Tax Bill$3,440 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-0-02324-000

Property Details

APN / Parcel Number

Primary APN06-0-02324-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,764 sqft Base Area
1st Floor Area1,764 sqft
Basement Area1,085 sqft
Unfinished Basement1,085 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions141 ft deep x 63 ft wide
Garage TypeDetached
Garage Area576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address7 ELM RDG
CityMATTOON
StateIL
Zip61938-5435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELM RIDGE ADDITION LOT 07
Legal SubdivisionELM RIDGE ADDITION
Legal Lot Number7
JurisdictionCOLES IL
Township / Civil DivisionLAFAYETTE
Census Block Group2
Census Block2024
Census Tract1000

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7 ELM RDG, MATTOON, IL 61938-5435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2011 · Amount on Record
Deed SaleJan 12, 2011 · Amount on Record
Deed Document Number2011727177
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLES IL
Property Address7 ELM RDG, MATTOON, IL 61938-5435
Transaction TypeMortgage
Record UpdatedApr 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100792886
DateFeb 11, 2021
Instrument202100792886
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2041

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyColes County
County SubdivisionLafayette Township
MunicipalityMattoon City
Unified School DistrictMattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,440.00 (+27.22%)$53,855 (+22.32%) Land $7,153 Building $46,702$161,565 (+22.32%) Land $21,459 Building $140,106
2023$44,027 Land $5,848 Building $38,179$132,081 Land $17,544 Building $114,537
2020$2,704.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2018)
Most Recent ClaimApr 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMATTOON
serves 19,500 people · EPA ID IL0290250
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Frontier, Nextlink, Watch TV.

Nearby Properties on Elm Rdg

Nearby Streets

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