4N474 Mark Twain St, Saint Charles, IL 60175 Property Records

Kane County property record for 4N474 Mark Twain St, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,125 sqft · built 2000
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$368,000 (Jan 2006)
Tax Bill	$10,740 (2025)
Deeds & Mortgages	Dec 2022 Transfer May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-401-001`

Property Details

APN / Parcel Number

Primary APN	`08-23-401-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,125 sqft Living Area
Gross Area	4,760 sqft
1st Floor Area	2,125 sqft
Basement Area	2,125 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	4N474 MARK TWAIN ST
City	SAINT CHARLES
State	IL
Zip	60175-6522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	240
Legal Subdivision	FOX MILL 8A
Legal Block	2
Legal Lot Number	240
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2013
Census Tract	852407

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4N474 MARK TWAIN ST, SAINT CHARLES, IL 60175-6522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 17, 2017	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2006 · Amount on Record
Deed Sale	Jan 24, 2006 · Amount on Record
Prior Sale	Oct 18, 2000 · Amount on Record
Deed Document Number	20069233
Last Transfer Date	Nov 30, 2022
Transfer Doc	0000058320
Record Updated	Sep 20, 2026

December 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Dec 12, 2022
Property Address	4N474 MARK TWAIN ST, ST CHARLES, IL 60175-6522
Document Number	0000058320
Map Reference	DOC 1999K087439
Instrument Date	Nov 30, 2022
Instrument	2022K058320
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4N474 MARK TWAIN ST, SAINT CHARLES, IL 60175-6522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 LAKEVIEW DR, BLOOMINGDALE, IL 60108-1221

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4N474 MARK TWAIN ST, ST CHARLES, IL 60175-6522
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025153
Date	May 17, 2017
Instrument	2017K025153

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	420 Months
Due	May 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4N474 MARK TWAIN ST, ST CHARLES, IL 60175-6522
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010793
Date	Feb 24, 2022
Instrument	2022K010793

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Campton Hills Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,740.00 (+10.74%) Homeowner's exemption	$178,914 (+8.43%) Land $41,651 Building $137,263	$536,957 (+8.43%) Land $125,003 Building $411,954
2024		$165,004 (+22.76%) Land $38,413 Building $126,591	$495,210 (+22.81%) Land $115,285 Building $379,925
2022	$9,698.00 (+6.44%) Homeowner's exemption	$134,416 (+5.91%) Land $31,292 Building $103,124	$403,248 (+5.91%) Land $93,876 Building $309,372
2021	$9,111.00 Homeowner's exemption	$126,915 Land $29,546 Building $97,369	$380,745 Land $88,638 Building $292,107

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASCO SD serves 4,000 people · EPA ID IL0890110
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Fox Valley Internet.

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