Kane County property record for 4N449 Mark Twain St, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,553 sqft · built 2002 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $655,000 (Dec 2022) |
| Tax Bill | $14,380 (2025) |
| Deeds & Mortgages | Dec 2022 Re-recorded Document Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-23-402-012 |
| Primary APN | 08-23-402-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,553 sqft Living Area |
| Gross Area | 5,989 sqft |
| Basement Area | 1,769 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Attached |
| Garage Area | 667 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4N449 MARK TWAIN ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-6525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 272 OF UNIT NO. 8-A FOX MILL |
| Legal Subdivision | FOX MILL 8A |
| Legal Block | 2 |
| Legal Lot Number | 272 |
| Legal Unit | 8-A |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 852407 |
Source: Kane County records · APN 08-23-402-012
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 WAIN ST |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 16, 2022 | Re-recorded Document FIRST AMERICAN TITLE |
| Dec 01, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| May 23, 2019 | Deed of Trust, Mortgage · ARM FIFTH THIRD BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2022 · Amount on Record |
| Deed Sale | Dec 01, 2022 · Amount on Record |
| Prior Sale | Jul 21, 2010 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 16, 2022 |
| Property Address | 4N449 MARK TWAIN ST, ST CHARLES, IL 60175-6525 |
| Document Number | 0000059023 |
| Map Reference | DOC 1999K087439 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 2022K059023 |
| Record Updated | Dec 27, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 40W074 JACK LONDON ST, SAINT CHARLES, IL 60175-6540 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 01, 2022 |
| Property Address | 4N449 MARK TWAIN ST, ST CHARLES, IL 60175-6525 |
| Document Number | 0000056970 |
| Map Reference | DOC 1999K087439 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 2022K056970 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $655.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4N449 MARK TWAIN ST, SAINT CHARLES, IL 60175-6525 |
| Document Number | 0000056971 |
|---|---|
| Date | Dec 01, 2022 |
| Instrument | 2022K056971 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 4N449 MARK TWAIN ST, ST CHARLES, IL 60175-6525 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000020905 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 2019K020905 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Campton Hills Village |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,380.00 (+14.06%) Homeowner's exemption | ||
| 2024 | $228,229 (+28.27%) Land $38,413 Building $189,816 | $684,961 (+28.32%) Land $115,285 Building $569,676 | |
| 2022 | $12,607.00 (+6.57%) Homeowner's exemption | $177,930 (+5.91%) Land $31,292 Building $146,638 | $533,790 (+5.91%) Land $93,876 Building $439,914 |
| 2021 | $11,830.00 Homeowner's exemption | $168,001 Land $29,546 Building $138,455 | $504,003 Land $88,638 Building $415,365 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Opiquad, Verizon.
Based on FCC filings for 152 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASCO SD serves 4,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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