4995 Winding Ln, Clarence, NY 14031 Property Records

Erie County and Clarence Town property record for 4995 Winding Ln, Clarence, NY 14031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,949 sqft · built 1949
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$135,500 (Sep 1998)
Tax Bill	$5,715 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143200 72.01-2-13`

Property Details

APN / Parcel Number

Primary APN	`143200 72.01-2-13`
Alternative APNs	`32000720100002013000` `020 0116045`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,949 sqft Living Area
1st Floor Area	1,505 sqft
Upper Floors Area	481 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	56,628 sqft (1.3 acres)
Lot Width	166 ft Width
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	020 0116045
Street Address	4995 WINDING LN
City	CLARENCE
State	NY
Zip	14031-1547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1267' N NL MAIN ST SEC 6
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	13.000
Jurisdiction	ERIE NY
Township / Civil Division	CLARENCE
Census Block Group	1
Census Block	1011
Census Tract	14704

Owner

4995 Winding Ln is owned and occupied by two individuals who bought it in September 1998.

Source: Erie County and Clarence Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4995 WINDING LN, CLARENCE, NY 14031-1547
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Oct 30, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 1998 · Amount on File
Deed Sale	Sep 16, 1998 · Amount on File
Deed Book / Page	10938 / 8916
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	4995 WINDING LN, CLARENCE, NY 14031-1547
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4995 WINDING LN, CLARENCE, NY 14031-1547

Mortgage

Document Number	0141878965
Date	Jan 21, 2026
Book Page	14187/8965
Instrument	2026011325

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	11403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	4995 WINDING LN, CLARENCE, NY 14031-1547
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4995 WINDING LN, CLARENCE, NY 14031-1547

Mortgage

Document Number	0139630664
Date	Oct 30, 2020
Book Page	13963/664
Instrument	2020185564

Lender

Name	FIRST AMERICAN TITLE INSURANCE
Type	Insurance Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	79 Months
Due	May 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 4995 Winding Ln was $5,715 with a homeowner's exemption, up 162.8% from the year before.

Source: Erie County and Clarence Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Clarence Town
Unified School District	Clarence Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,715.00 (+162.76%) Homeowner's exemption
2025	$2,175.00 (-60.73%)	$355,000 (-) Land $93,800 Building $261,200	$355,000 (-) Land $93,800 Building $261,200
2024	$5,539.00 Homeowner's exemption	$355,000 (+36.54%) Land $93,800 Building $261,200	$355,000 (+9.23%) Land $93,800 Building $261,200
2023	Homeowner's exemption	$260,000 Land $78,800 Building $181,200	$325,000 Land $98,500 Building $226,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4995 Winding Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4995 Winding Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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