499 S 1040 E, American Fork, UT 84003 Property Records

Utah County property record for 499 S 1040 E, American Fork, UT 84003

Property Summary

Property Type	Townhouse
Details	2 bd · 1.75 ba · 1,387 sqft · built 2011
Lot Size	0.049 acres (2,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,600 (Sep 2017)
Tax Bill	$1,915 (2022)
Deeds & Mortgages	Nov 2020 Reverse Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-887-0013`

Property Details

APN / Parcel Number

Primary APN	`46-887-0013`
Alternative APNs	`467350013` `575007`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,387 sqft Living Area
Gross Area	1,916 sqft
1st Floor Area	1,387 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Townhouse
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	2,117 sqft (0.049 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	575007
Old Parcel Number	467350013
Street Address	499 S 1040 E
City	AMERICAN FORK
State	UT
Zip	84003-3795
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 13, PLAT C, MIRA VISTA PUD 2ND AMD SUB AREA 0.049 AC.
Legal Subdivision	MIRA VISTA PUD 2ND AMD SUB
Legal Lot Number	13
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	3
Census Block	3005
Census Tract	510

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	499 S 1040 E, AMERICAN FORK, UT 84003-3795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Nov 18, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jun 29, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 12, 2017	Warranty Deed, Transfer · FHA Mortgage PREMIER MTG RSRCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2017 · Amount on Record
Deed Sale	Sep 12, 2017 · Amount on Record
Prior Sale	Jul 3, 2013 · Amount on Record
Deed Document Number	201789195
Last Transfer Date	Nov 21, 2017
Transfer Doc	0000060923
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	499 S 1040 E, AMERICAN FORK, UT 84003-3795
Transaction Type	Mortgage
Record Updated	Jan 6, 2023
Title Company	SOUTH VALLEY TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000185526
Date	Nov 23, 2020
Instrument	185526:2020

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	879 Months
Due	Feb 6, 2094

Interest

Rate Type	Adjustable Rate
Rate	2.58%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	499 S 1040 E, AMERICAN FORK, UT 84003-3795
Document Number	0000185527
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	SOUTH VALLEY TITLE INSURANCE, SOUTH VLY TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	499 S 1040 E AMERICAN FORK UT 840033795, AMERICAN FORK, UT 84003-3795

Mortgage

Document Number	0000185527
Date	Nov 23, 2020
Instrument	185527

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	888 Months
Due	Nov 22, 2094

Interest

Rate Type	Adjustable Rate
Rate	2.58%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Jun 29, 2018
Property Address	499 S 1040 E, AMERICAN FORK, UT 84003-3795
Document Number	0000060923
Instrument Date	Nov 21, 2017
Instrument	60923
Transaction Type	Transfer
Record Updated	Jul 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	499 S 1040 E AMERICAN FORK UT 840033795, AMERICAN FORK, UT 84003-3795

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Sep 12, 2017
Property Address	499 S 1040 E, AMERICAN FORK, UT 84003-3795
Document Number	0000089195
Instrument Date	Sep 8, 2017
Instrument	89195
Transaction Type	Transfer
Record Updated	Sep 20, 2017
Title Company	EAGLE GATE TITLE INSURANCE AGENCY, EAGLE GATE TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	499 S 1040 E AMERICAN FORK UT 840033795, AMERICAN FORK, UT 84003-3795

Mortgage

Document Number	89214
Date	Sep 12, 2017
Instrument	89214

Lender

Name	PREMIER MTG RSRCS
Type	Mortgage Company
Address	PORTLAND, OR 97209

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Sep 11, 2094

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,495 (-1.28%)	$400,900 (-1.28%) Land $95,600 Building $305,300
2023		$223,355	$406,100 Land $75,800 Building $330,300
2022	$1,915.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Utah Broadband Fixed Wireless · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Beehive Broadband, CenturyLink, SenaWave.

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