451 S 1040 E, American Fork, UT 84003 Property Records

Utah County property record for 451 S 1040 E, American Fork, UT 84003

Property Summary

Property Type	Townhouse
Details	3 bd · 1.75 ba · 1,374 sqft · built 2013
Lot Size	0.049 acres (2,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,995 (Mar 2023)
Tax Bill	$1,946 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`46-887-0009`

Property Details

APN / Parcel Number

Primary APN	`46-887-0009`
Alternative APNs	`467350009` `575003`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,374 sqft Living Area
Gross Area	1,926 sqft
1st Floor Area	1,374 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Townhouse
Exterior Material	Metal
Roof Type	Gable
Roof Material	Other
Lot Area	2,117 sqft (0.049 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	575003
Old Parcel Number	467350009
Street Address	451 S 1040 E
City	AMERICAN FORK
State	UT
Zip	84003-3795
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 9, PLAT C, MIRA VISTA PUD 2ND AMD SUB AREA 0.049 AC.
Legal Subdivision	MIRA VISTA PUD 2ND AMD SUB
Legal Lot Number	9
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	3
Census Block	3005
Census Tract	510

Owner

Source: Utah County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	451 S 1040 E, AMERICAN FORK, UT 84003-3795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Warranty Deed, Transfer · Commercial Mortgage CENTRAL BANK
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 17, 2019	Deed of Trust, Mortgage QUICKEN LNS
Sep 15, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Prior Sale	Apr 29, 2016 · Amount on Record
Deed Document Number	202320168
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Mar 31, 2023
Property Address	451 S 1040 E, AMERICAN FORK, UT 84003-3795
Document Number	0000020168
Map Reference	DOC 53043:2014
Instrument Date	Mar 27, 2023
Instrument	20168:2023
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	SUTHERLAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	451 S 1040 E, AMERICAN FORK, UT 84003-3795

Mortgage

Document Number	0000020248
Date	Mar 31, 2023
Instrument	20248:2023

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	451 S 1040 E, AMERICAN FORK, UT 84003-3795
Transaction Type	Mortgage
Record Updated	Jan 6, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000139634
Date	Sep 15, 2020
Instrument	139634:2020

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	451 S 1040 E, AMERICAN FORK, UT 84003-3795
Transaction Type	Mortgage
Record Updated	Jan 6, 2023
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112667
Date	Jun 23, 2021
Instrument	112667:2021

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	451 S 1040 E, AMERICAN FORK, UT 84003-3795
Document Number	0000109107
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 S 1040 E AMERICAN FORK UT 840033795, AMERICAN FORK, UT 84003-3795

Mortgage

Document Number	0000109107
Date	Oct 23, 2019
Instrument	109107

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	451 S 1040 E, AMERICAN FORK, UT 84003-3795
Document Number	0000093640
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Sep 29, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 S 1040 E AMERICAN FORK UT 840033795, AMERICAN FORK, UT 84003-3795

Mortgage

Document Number	0000093640
Date	Sep 25, 2017
Instrument	93640

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,495 (-45.56%)	$400,900 (-1.01%) Land $95,600 Building $305,300
2025	$1,946.00 (+0.05%)	$405,000 (+75.12%) Land $95,600 Building $309,400	$405,000 (-3.69%) Land $95,600 Building $309,400
2024	$1,945.00 (-0.92%)
2023	$1,963.00 (+0.72%)	$231,275	$420,500 Land $75,800 Building $344,700
2022	$1,949.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Utah Broadband Fixed Wireless · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Beehive Broadband, CenturyLink, SenaWave.

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