499 E Front St, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 499 E Front St, Owego, NY 13827

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,212 sqft · built 1910
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Mar 2026)
Tax Bill	$4,679 (2025)
Deeds & Mortgages	Mar 2026 Sale
Flood Zone	Zone AE (high risk)
APN	`493001 129.05-3-32`

Property Details

APN / Parcel Number

Primary APN	`493001 129.05-3-32`
Alternative APNs	`300112900500030320000000` `00000000440`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,212 sqft Living Area
1st Floor Area	1,045 sqft
2nd Floor Area	1,824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	195 ft deep x 66 ft wide
Garage Type	Mixed
Garage Area	1,380 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	150 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000000440
Street Address	499 E FRONT ST
City	OWEGO
State	NY
Zip	13827-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Description	P
Legal Block	3
Legal Lot Number	32.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	2
Census Block	2002
Census Tract	20500

Owner

Source: Tioga County and Owego Town records · APN 493001 129.05-3-32

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	499 E FRONT ST, OWEGO, NY 13827-1205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 02, 2026 · Amount on Record
Deed Sale	Mar 02, 2026 · Amount on Record
Deed Document Number	2026785
Record Updated	Jun 08, 2026

March 2026: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	TIOGA NY
Recording Date	Mar 02, 2026
Property Address	499 E FRONT ST, OWEGO, NY 13827-1205
Document Number	202600000785
Instrument Date	Feb 19, 2026
Instrument	2026-00000785
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 E FRONT ST, OWEGO, NY 13827-1205

Tax Assessment & Valuation

Source: Tioga County and Owego Town records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Municipality	Owego Village
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,679.00 (+92.24%)	$73,100 (-) Land $8,300 Building $64,800	$139,904 (+3.35%) Land $15,885 Building $124,019
2023		$73,100 Land $8,300 Building $64,800	$135,370 Land $15,370 Building $120,000
2019	$2,434.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 31, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 93 policies
Nearby Flood Policies	93 in force
Nearby Flood Claims	205 (1979–2020)
Claims Outside the SFHA	16 of 205
Most Recent Claim	Dec 2020 · river or lake flooding
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 108 claims Severe Storms And Flooding, Jun 2006 · 72 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Greenlight Networks Holding Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Empire Telephone Corporation/North Penn Telephone Company.

Based on FCC filings for 64 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA OF OWEGO private · serves 4,850 people
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.