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505 E Front St, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 505 E Front St, Owego, NY 13827 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,840 sqft · built 1917
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$149,000 (Sep 2024)
Tax Bill$3,206 (2025)
Deeds & MortgagesSep 2024 Sale & Mortgage
Jan 2024 Sale
Flood ZoneZone AE (high risk)
APN493001 129.05-3-31

Property Details

APN / Parcel Number

Primary APN493001 129.05-3-31
Alternative APNs
  • 300112900500030310000000
  • 00000000784

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,840 sqft Living Area
1st Floor Area1,136 sqft
2nd Floor Area704 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions175 ft deep x 66 ft wide
Garage TypeDetached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area161 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00000000784
Street Address505 E FRONT ST
CityOWEGO
StateNY
Zip13827-1205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block3
Legal Lot Number31.000
JurisdictionTIOGA NY
Township / Civil DivisionOWEGO
Census Block Group2
Census Block2002
Census Tract20500

Owner

Source: Tioga County and Owego Town records · APN 493001 129.05-3-31

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address361 STATE ROUTE 38, DRYDEN, NY 13053-9612
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
NAVY FCU
Jan 24, 2024Executor's Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 24, 2024 · Amount on Record
Deed SaleSep 24, 2024 · Amount on Record
Deed Document Number20243234
Record UpdatedJun 08, 2026

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIOGA NY
Recording DateSep 24, 2024
Property Address505 E FRONT ST, OWEGO, NY 13827-1205
Document Number2024000003234
Instrument DateSep 18, 2024
Instrument20240-00003234
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address361 STATE ROUTE 38, DRYDEN, NY 13053-9612

Mortgage

Document Number2024000003235
DateSep 24, 2024
Instrument20240-00003235
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2054

January 2024: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionTIOGA NY
Recording DateJan 24, 2024
Property Address505 E FRONT ST, OWEGO, NY 13827-1205
Document Number2024000000238
Instrument DateJan 23, 2024
Instrument20240-00000238
Transaction TypeTransfer
Record UpdatedFeb 13, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address499 E FRONT ST, OWEGO, NY 13827-1205

Tax Assessment & Valuation

Source: Tioga County and Owego Town records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionOwego Town
MunicipalityOwego Village
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,206.00 (+175.67%)$46,600 (-) Land $8,400 Building $38,200$89,187 (+3.35%) Land $16,077 Building $73,110
2023$46,600 (-) Land $8,400 Building $38,200$86,296 (+14.81%) Land $15,556 Building $70,740
2022$46,600 Land $8,400 Building $38,200$75,161 Land $13,548 Building $61,613
2019$1,163.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tioga County (36107C), updated October 31, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361070205002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 93 individual NFIP policies nearby
Nearby Flood Policies93 in force
Nearby Flood Claims205 (1979–2020)
Claims Outside the SFHA16 of 205
Most Recent ClaimDec 2020, river or lake flooding
Claims By Storm
  • Remnants Of Tropical Storm Lee, Sep 2011 · 108 claims
  • Severe Storms And Flooding, Jun 2006 · 72 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Greenlight Networks HoldingFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
Zeta BroadbandFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Empire Telephone Corporation/North Penn Telephone Company, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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