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515 E Front St, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 515 E Front St, Owego, NY 13827 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,161 sqft · built 1860
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Last Sale$40,000 (Jun 2019)
Tax Bill$2,424 (2025)
Deeds & MortgagesJun 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN493001 129.05-3-30

Property Details

APN / Parcel Number

Primary APN493001 129.05-3-30
Alternative APNs
  • 300112900500030300000000
  • 00000000918

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,161 sqft Living Area
1st Floor Area1,161 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Architectural StyleTraditional
Exterior MaterialWood
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions175 ft deep x 99 ft wide
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area404 sqft
Shed1 Shed
Canopy88 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00000000918
Street Address515 E FRONT ST
CityOWEGO
StateNY
Zip13827-1205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block3
Legal Lot Number30.000
JurisdictionTIOGA NY
Township / Civil DivisionOWEGO
Census Block Group2
Census Block2002
Census Tract20500

Owner

Source: Tioga County and Owego Town records · APN 493001 129.05-3-30

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1984 MONTROSE TPKE, OWEGO, NY 13827-6138
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 13, 2019 · Amount on Record
Deed SaleJun 13, 2019 · Amount on Record
Deed Document Number2019-00002294
Record UpdatedJun 08, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIOGA NY
Recording DateJun 13, 2019
Property Address515 E FRONT ST, OWEGO, NY 13827-1205
Document Number2019000002294
Instrument20190-00002294
Transaction TypeTransfer
Record UpdatedJul 11, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 E FRONT ST, OWEGO, NY 13827-1205

Mortgage

Document Number19000002295
DateJun 13, 2019
Instrument190-00002295
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number19000002294
DateJun 13, 2019
Instrument190-00002294
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: Tioga County and Owego Town records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionOwego Town
MunicipalityOwego Village
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,424.00 (+71.79%)$27,600 (-) Land $11,000 Building $16,600$52,823 (+3.35%) Land $21,053 Building $31,770
2023$27,600 (-) Land $11,000 Building $16,600$51,111 (+14.81%) Land $20,370 Building $30,741
2022$27,600 Land $11,000 Building $16,600$44,516 Land $17,742 Building $26,774
2019$1,411.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tioga County (36107C), updated October 31, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361070205002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 93 individual NFIP policies nearby
Nearby Flood Policies93 in force
Nearby Flood Claims205 (1979–2020)
Claims Outside the SFHA16 of 205
Most Recent ClaimDec 2020, river or lake flooding
Claims By Storm
  • Remnants Of Tropical Storm Lee, Sep 2011 · 108 claims
  • Severe Storms And Flooding, Jun 2006 · 72 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Greenlight Networks HoldingFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
Zeta BroadbandFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Empire Telephone Corporation/North Penn Telephone Company, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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